If you have consumer debt, you’re probably looking for a strategy to pay it off. Some people use a home equity loan as a way to get a lower rate, others use 0% balance transfers, still others just call their credit card company and ask them to lower their rates.

What should you do? Here are few differing view points and strategies from personal finance bloggers who’ve been there.

Don’t Use Home Equity To Pay Off Unsecured Debt [Blueprint for Financial Prosperity]
Using a Home Equity Loan to Pay Off Credit Cards [Get Rich Slowly]
Ready to Tackle Your Debt? Two Alternatives to Home Equity Loans [Get Rich Slowly]

(Photo:Ben Popken)

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