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Not freezing to death is expensive! SmartMoney offers up its own advice on how to cut heating costs this winter—mostly the usual stuff about shopping around for a supplier, upgrading old equipment, and winter-proofing your house. Also: new insulation may qualify you for a one-time tax credit of $500 if you do it before the end of the year. [SmartMoney]

Not freezing to death is expensive! SmartMoney offers up its own advice on how to cut heating costs this winter—mostly the usual stuff about shopping around for a supplier, upgrading old equipment, and winter-proofing your house. Also: new insulation may qualify you for a one-time tax credit of $500 if you do it before the end of the year. [SmartMoney]

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