When shopping around for health insurance, getting a rejection on your record can turn off other providers from granting coverage. The trick, then, would be to know what your rejection chances are, based on your personal stats and preexisting conditions, before applying.

Considering the racket’s typical inscrutableness, this is often quite difficult, so Kiplinger advises hooking up with an insurance broker specializing in individual coverage. The broker’s experience can help guide you towards providers more likely to accept you. They can also call up the provider’s underwriter and suss out some of their basis of determination in advance.

Avoid Being Rejected by Insurers [Kiplinger]
(Photo: Getty)

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