Get Your FICO Score Without Breaking The Bank

Money, Matter, and More Musings has a roundup of stratagems for seeing your FICO score without subscribing to costly services. In case you don’t know, a FICO score is a 3-digit number lenders used to determine your credit worthiness. It’s based on your credit report info.

WaMu has a new credit card with built-in free access to your FICO. The site disclaimer warns that getting the first FICO could take up to 90 days, so avoid if you need the score immediately.

TransUnion has a 30-day free trial Credit Monitoring Program with FICO score access. Just cancel before the month is up, otherwise you could be paying $12.95 per month, $155.40 for a year.

You can get your Equifax FICO through myFico’s Score Watch program. It’s a free 30-day trial (you know what to do), $8.95 per month thereafter.

If you’re incapable of setting a calendar reminder to cancel service, try a one-time credit score through AnnualCreditReport.com for $7.95

Hit the link for more options, like if you want to get scores from all three credit bureaus in one fell swoop. — BEN POPKEN

[via Money, Matter, and More Musings]

UPDATE: One reader says that FICO scores are embedded in your credit reports. We’ve used up our free one so we can’t check, but if you haven’t used your free ones at AnnualCreditReport.com, there may be your best bet.