<![CDATA[12 Stores' Deals For Cashing Your Rebate Check - Consumerist Comments]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check - Consumerist Comments]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Express credit auto is offering to double your down payment (ie : 300=600) and that extends to ANY down payment ..

Our local "cheap" grocer "buyforless" is also offering a 10% bonus to a gift card purchase with your stimulus check .

The buyforless deal is a good one , the express credit auto i wouldnt touch if they gave be triple , just a shady dealer .

BadBadKitty

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Blah.. I get mine around July 11th.

albo23

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Since I didn't get a rebate check--I was busy paying more taxes so others could get one--can I write a check to myself and have one of these places cash it for me and give me the extra 10%?

meadandale

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Wife and my joint tax return was snail-mailed in mid-March with a physical check (we owed a whopping $5). We used TurboTax, which prompted us for direct deposit information for the stimulus payment. We expected $1200, and in accordance with SSN-based estimates from IRS, our stimulus payment was direct-deposited this past Friday 5/9.

Except, we got $1194.92. The IRS still thinks we owe them the $5, plus 8 cents fees and interest, even though they happily cashed that $5 check back in March. So, they just withheld that from the direct deposit. Now I have to decide whether it's worth spending time on the phone w/the IRS to straighten things out...for $5.08.

crevers

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> At my Albertsons they did not need proof, plus you can pay with credit card, welcome 5% more cash back!

The only problem I have is the government did not count my baby girl as a deduction, seems other people are having the same problem.

jackelmatador

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @idx: That's a good use of your stimulus check. Get something free for buying something you already need.

thelushie

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Another reason you may not get the full amount is if you own someone somewhere. Student loans, social security payment you should have not received, etc. If you didn't get the full amount, you might want to call and find out why. And from what I understand, if your tax return was not PROCESSED by April 15th, then the payment can be delayed.

Mine is scheduled for DD on May 16th. My SSN ends in 90 so I am one of the last! I am still happy to get the money though.

thelushie

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> I'm happy to cash in my $600 for $660 at the local grocery and then just deposit $600 into my ROTH instead, but I got my direct deposited so I have no "check" to cash.

None of these stores seem to have an idea how to handle the people that don't have a physical check.

ThunderRoad

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> That's good to know about Sam's Club. I need new tires, so by using my stimulus check I get a $40 gift card just for buying something I was going to buy from Sam's in the first place. Assuming I get my stimulus check in time.

idx

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Tmoney02: If you make less than the minimum (or more than the maximum), you get a pro-rated amount based on how close you were to the cut-off.

B

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> i finally decided to fully read the irs site for the stimulus payment. Because I had turbo tax hold out the fees for my return, i will be getting mine mailed (tomorrow) and because my wife could not e-file, hers will be mailed next month. So even though I have irritated with coworkers receiving their checks when I did my returns months before them, It all just boils down to policy.

marzak

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Ash78: Doesn't seem like either of those would apply to me :\

Balisong

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Odd amounts: Rebates are apparently reduced if one of these two occurs

1. You total tax liability for 07 was less than the rebate amount (not likely if you worked a full year)

2. Your AGI is over $75k, which apparently means there's a prorated reduction in the rebate.

Just read this stuff for the first time...

Ash78

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Tmoney02: I got an odd amount too, so I'm as confused as you are. Is this typical? I thought these were coming in full 300's and 600's. Can someone explain?

Balisong

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Tmoney02:

Funny thing is I just checked I got my refund today even though it wasn't due till Friday. Anyone know why it was for 563 though? I didn't make a ton of money last year so why aren't they paying me the full 600?

Tmoney02

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Again, the IRS appears to be "rewarding" those that got a refund.

Even though I owed money (filed in early Feb) and the DO have my ACH info on record, they are not direct depositing the money--I'm getting a check. By SSN alone, I should have had my money electronically on May 2nd.

Sorry to say this for a third time, but this site also shows up on google searches on the topic and I like to share experiences/updates for others' benefit.

Ash78

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Russell's old room:

My Girlfriend was also supposed to get it by that date but hasn't. And she filled out her taxes in Feb. Someone mentioned a site to check on the status of one's rebate. I guess I will have to have her look and report back.

Tmoney02

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Those deals kinda suck. Only 10% off on most of them. You're better off investing your stimulus check or using it to pay off some debt.

LatherRinseRepeat

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @highmodulus: Don't be quite so quick to make blanket statements. In my case, I only withheld about 5% of my total tax liability (legitimately, under a "safe harbor" rule) and paid the substantial remainder with a check drawn on an interest-bearing checking account.

I actually thought about the possibility of putting in ACH information anyway, but I checked the IRS's Web site and couldn't find anything to suggest that it would be helpful since I certainly wasn't getting a refund. I decided against putting down extra financial information since it didn't appear to have any benefit.

chrylis

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Russell's old room: If you filed too close to 4/15, you might not get it for 6 weeks after you filed. The IRS has to "process" your return before they'll release the funds.

chiieddy

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> My wife called the IRS the other day, because we were supposed to get our check deposited by the 9th, since we chose direct deposit for our refund, right? Little did we know, that if you chose to have the filing fee applied to your refund (instead of paying it out of pocket) you will be receiving a paper check instead of a direct deposit; our deposit will be made at the end of the month.

dr.zaeus

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Mine went right into the IRA.

Antediluvian

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @catskyfire: Congrats- that is a great use of the stimulus payment!

highmodulus

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> For those who paid taxes, if you paid electronically they would still have your information. When I have cut it too close on withholding and had to pay taxes, I always paid electronically for the IRS confirmation number you get that way.

Even if you paid zero, you needed to file to confirm that. Now if you were except/no income and didn't file, then you would have to do a separate filing to get the small payment. I would imagine that subset of Consumerist readers is small.

Not sure what we will use ours for- maybe home improvement, maybe savings for now.

highmodulus

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> I got mine by direct deposit, transferred it to savings, and it's going to help me buy a house.

catskyfire

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @B: Haha. Your naivete'is charming. Yes it would be cheaper and more practical, but the IRS is still a government agency.

Russell's old room

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> I already got mine, and it paid for car and renters insurance for the next 6 months. No running out to any stores for me.

Now if Costco had offered a stimulus check deal...

theblackdog

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Russell's old room: Well, the IRS has all it needs to do an ACH deposit into your account. I don't see why they wouldn't do it that way, as processing a ACH should be cheaper than sending the check through the mail, but who knows what the IRS's policies are.

B

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Russell's old room: Yes, everything appears to point to a paper check for anyone that owed money on 4/15 (regardless of how you paid the IRS).

Ash78

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @B: Absolutely. Maybe since I owed money I will be getting it via snail mail?

Russell's old room

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @highmodulus: To be fair, we didn't fill out the direct deposit forms because we saved too much, and didn't get a tax refund (and paid a hefty bill on interest, in fact). The wording is a touch confusing in that it seems like you're not supposed to fill it out unless you're getting a refund.

As for the money, I'll toss it in the bank and spend it when I need to. No sense going on a shopping spree and buying stuff I don't really want.

Erwos

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Russell's old room: Did you have to supply your checking account # and routing info to pay?

B

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> "Customers who don't have a hard copy of their checks (i.e., those who received their checks via direct deposit) can buy their gift cards with cash, personal check, or credit card."

Does this mean I can buy a gift card for any amount and get 10% added on? Not everyone gets exactly $600 or $1200...

Sucko-T

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> I got mine direct deposited into my account yesterday, and my SSN is way at the end of the list. I did file my tax return back in February, though.

B

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Russell's old room: (I mean paid via automatic deduction from my checking account.)

Russell's old room

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Ash78: Ditto. I had the same exact problem.

selectman

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> waiting on my DD... i got a refund, but haven't gotten the stimulus money yet...

Anks329

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Ash78: I owed money, paid DD, but still qualify for the rebate.

"The waiting is the hardest part..."

Russell's old room

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @InfiniTrent: Yeah, they do that. I would expect prices on everything to be adjusted upwards for the next month or two. As for cars, the usual rules still apply. After the New Year up until about Easter is the best time to buy. Lots of overstock they're desperate to unload. Sales staff with big credit card bills from Christmas are more pliant than during the rest of the year. So I've heard.

Steaming Pile

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> I was supposed to get mine by direct deposit on May 2. No dice.

I was one of the people the gov't hates...I adjusted my withholdings to try to break even, but ended up owing $200 or so. From a few searches here and elsewhere, that seems to be the common theme for people who didn't get DD on time. Everything I could find kept mentioning "if you got your refund by DD", but nothing on "if you paid by DD". The latter is apparently completely different.

The website had nothing on my status until this morning. Now it says I'll be getting a paper check on the 23rd. Guess they're sticking it to me for my "underwithholding", huh?

Ash78

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @highmodulus: "Given the the increased security and payment speed of direct deposit, hopefully anyone savvy enough to read the Consumerist is smart enough to use direct deposit for their tax refunds."

It's possible that people who paid zero in taxes, or paid in, may be getting a paper check because direct deposit wasn't set up.

Paying/getting refunded Zero would be the ultimate Consumerist, eh?

InfiniTrent

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @rmz: Depends on the car. If it's just on the gas-eating monsters they otherwise can't sell, I say no deal.

Steaming Pile

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @rmz: Only if you negotiate the price of the car before revealing you want to take advantage of the "double your rebate" deal.

Otherwise, they'll just "mark up" the car's price so they can "mark it down" and you feel like you got a deal.

InfiniTrent

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Who is still getting checks that reads the Consumerist as well? I would think those Venn diagrams don't overlap at all.

Given the the increased security and payment speed of direct deposit, hopefully anyone savvy enough to read the Consumerist is smart enough to use direct deposit for their tax refunds.

Still haven't received mine either FWIW.

highmodulus

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Some local car dealerships here are offering to double the value of your rebate check (so, giving a $2400 credit for a $1200 check) which is a pretty nice deal, I think.

rmz

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Russell: Ours was May 9th and we received it via direct deposit.

Thing is, I need to buy some large appliances in the next week or two. I wonder if one of these stores would still give me the 10% bonus if I show them the "Understanding Your Economic Stimulus Payment" slip which mentions the direct deposit.

Plat

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> @Russell's old room: Nope, I'm not getting mine till the 16th at least.

DeeJayQueue

]]> <![CDATA[12 Stores' Deals For Cashing Your Rebate Check]]> Am I the only one who still has not gotten their rebate check? (Yes, I checked their website and was supposed to get it May 9th via direct deposit.)

Russell's old room

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