No Visa Or MasterCard Gift Cards This Year, Please

No Visa Or MasterCard Gift Cards This Year, Please

If you want to spread some fiscally sound good cheer this year, consider asking your friends, relatives, and coworkers not to give gift cards backed by the major credit card companies. Why am I making such a sour suggestion? Because a new study from two consumer advocacy groups indicates that most of the population still doesn’t recognize what a money trap those little plastic cards can be.

The One Question To Ask Before Buying Fitness Equipment

The One Question To Ask Before Buying Fitness Equipment

Are you motivated? Because if you’re not, don’t bother. Put down your credit card, walk away from the pretty advertisements, you’re just going to waste money. Seem overly simplistic? Maybe it is, but it’s a reality most of us don’t have the courage to face. Paul Michael over at Wise Bread offers up his own story as proof…