Consumerist
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saving money
Text Messages Can Make You Save More Money
Could a text message make you save more? More » -
slowpokes
First Results Of Gov Study Of Chinese Drywall Inconclusive, But More Tests To Come
Yesterday the Consumer Product Safety Commission (CPSC) announced some findings from its study of the problematic Chinese drywall, which 1,900 Florida homeowners have complained stinks and makes people sick. The commission told the Associated Press that "no connections have been made yet," but that they're doing more tests—which means there's still no definitive answer on who should be held financially responsible if the homes have to be gutted and repaired, which the Wall Street Journal says could cost as much as $25 billion dollars. More » -
the froot loops are no longer health food
Smart Choices Campaign Goes Bye-Bye
The not-so-convincing marketing campaign Smart Choices, which tried to frame Froot Loops as part of a healthy breakfast, has been snuffed out, Change.org reports. More » -
science says
Want An HDTV? Just Imagine That You Have One
Good news, everyone! I don't have an aging hulk of a CRT television in my living room anymore. No, I have a high definition television, thanks to the power of my mind. At least, that's what a recent study tells me will happen if I wish hard enough. More » -
menu labeling
Does Posting Calorie Counts On Menus Sway Consumers?
Starting last year, fast food restaurants in New York City were required to list the total calories of every item on the menu. The idea was to provide greater transparency for consumers so that they can make smarter choices. Has it worked? Professors at New York University and Yale have completed a study that shows that the labeling makes consumers think they're being healthier, but in fact they're ordering more total calories than before the law went into effect. More » -
mortgages
Homeowners With Good Credit Are More Likely To Strategically Default
Here's an interesting discovery about mortgage defaults from the LA Times:
More »Research using a massive sample of 24 million individual credit files has found that homeowners with high scores when they apply for a loan are 50% more likely to "strategically default" — abruptly and intentionally pull the plug and abandon the mortgage — compared with lower-scoring borrowers.
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not so smart choices
Organizations Start To Bail On Smart Choices Campaign
Smart Choices, the pseudo-science marketing campaign, seems to be circling the drain. More » -
coupons
Who Uses Coupons The Most? Affluent Suburbanites
The Nielsen Company—the people responsible for getting good TV shows canceled—just released a survey of coupon users. It turns out affluent consumers (those who make $70k or more annually) use coupons more frequently than the average U.S. household. Those who use coupons the least are from either low-income, one-member, male-only, African-American, or Hispanic households. More » -
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suckas
Congratulations Americans, We Pay The Most For Cellphone Service
A new survey from the Organization for Economic Cooperation and Development (OECD) compared annual costs around the world for consumers who have cellphones, and the U.S. is in the top three for most expensive. How expensive? DSLReports notes that "on average, the OECD found that Americans pay $635.85 on cell phone service, compared to $131.44 per year in the Netherlands or $137.94 per year in Sweden." More » -
science says
Either Have The Temerity To Hold Stocks Or Get Out Of The Market
One of the first studies of the recent market splat found that the investors most likely to be crushed thought they were investing for the long haul, only to be forced into cashing out at the worst possible time. According to the study, cleverly titled "When Everyone Runs for the Exit," there are only two good ways to react to a liquidity crisis: hold onto your portfolio and trust that it will recover, or fold immediately to limit your losses. More » -
student loans
Credit Unions Dive Into The Student Loan Market
Private loans are the worst type of student debt, but the best place to get them may be your local credit union. Like most credit union products, their loans are usually a better deal with more favorable terms than similar loans from bigger banks. More » -
cancer
It's Official: Sunbeds Cause Cancer (But Moles Are Far Worse)
The BBC reports that there is now conclusive evidence that tanning beds can cause cancer—and not just Tacky Cancer, which makes you look orange, but real live go-see-a-doctor cancer. However, sun exposure and tanning bed radiation both pale in comparison to your mole count, according to an earlier report. More » -
spam
Why Is Spam Around? Because 12% Of Readers Actually Try To Buy The Stuff
Why, in a rational world, does spam continue to exist? Because someone you know—or maybe it's you—has actually tried to buy something from it, a new study finds. Find that person and beat him (or yourself) with a stapler. More » -
science says
Is Bottled Water Safer Than Tap Water? Please...
Bottled water isn't any safer than tap water, and could actually be more dangerous, according to a report from the Government Accounting Office. The big difference lies in the government regulator: tap water is covered by the Safe Water Drinking Act, administered by the aggressive and powerful Environmental Protection Agency, while bottled water falls under the Food, Drug, and Cosmetic Act overseen by the powerless anything-goes industry-lovers over at the Food and Drug Administration. More » -
evolution
Cute Baby Photos Can Help Recover Lost Wallets
Strangers are more likely to return lost wallets containing photos of cute babies, according to British researchers. The scientists sprinkled 240 wallets across Edinburgh last year with pictures of either a smiling baby, a puppy, a "happy family," or a "contended elderly couple." It turns out nobody cares about your pooch, retired parents, or smugly superior family life. But that cute wittle baby? Apparently it triggers a "compassionate instinct towards vulnerable infants that people have evolved to ensure the survival of future generations." Finally, an everyday use for evolution! More » -
not so futureproof
Some SSNs Can Be Guessed Using Birthdate And Location, Say Researchers
It turns out our Social Security numbering system, which launched in 1936, isn't very foolproof against some types of hacking. The New York Times reports that researchers at Carnegie Mellon University "used statistical techniques to predict Social Security numbers solely from an individual's date and location of birth." More » -
your health
100% All Natural Plumped Chickens Are Stuffed With Water And Salt
Do you like overpaying for salt and water? Then "100% All Natural" chicken breasts might be for you! Just look for the labels that boast "enhanced with up to 15% chicken broth," and you can be sure you're overpaying for the saltiest, most water-logged chicken that industrial food processors can design. So how does all that chicken water get into the chickens, you ask? Hit the jump for the delightfully graphic description... More » -
credit cards
Study Of Credit Unions Indicates CARD Act Will Benefit Consumers
Two Harvard doctoral students in economics compared how credit unions and banks operated their credit card divisions, and concluded that the recent CARD act "is likely to bring about moderate, and even positive, changes," as banks begin to emulate parts of the fairer business model of credit unions. Specifically, they say, all the doom and gloom from the banking industry about how consumers will get shafted by the new rules is mostly fearmongering. More »
studies
New York, 10:48 AM
Wed Nov 11
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