poll
Consumers are cutting back — and the AP says that shoppers are abandoning
Target for
even cheaper stores. In addition, Target's credit card division is running into trouble as shell-shocked shoppers aren't able to pay their bills.
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credit crunch
Our eyes shoot fire when stores make their poor employees harass us about opening a store card, so we're feeling a perverse sense of joy at the news that
store cards are turning into a nightmare for retailers.
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sneaky
Reader Tim says that
Banana Republic sent him a Visa after he opted out of the program and that the card's mailer was misleading (it looked like a replacement for his regular Banana Republic card, not a new "optional" Visa account) and didn't disclose important details... like the card's interest rate.
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