"Where's my freakin' money?!" is what some people are wondering about their stimulus payment. Here's some bad news, you're getting your money later than you thought if you:

* Used a tax prep service, like TurboTax, to file your taxes
* AND had filing fees deducted from the refund, took out a Refund Anticipation Loan, or entered into any other loans
* AND had refund direct-deposited

When will you get your money?

In this case, you will get your payment on the paper check payment schedule. Why? Because the IRS is paying your tax prep service, and then the tax prep service pays you. Guess how the IRS is paying the tax prep service? With a paper check. (You still get yours direct-deposited, though.)

Here's the paper check payment schedule based on the last 2 digits of your social, and the relevant part of the IRS FAQ...

00 - 09 —-> May 16
10 - 18 —-> May 23
19 - 25 —-> May 30
26 - 38 —-> June 6
39 - 51 —-> June 13
52 - 63 —-> June 20
64 - 75 —-> June 27
76 - 87 —-> July 4
88 - 99 —-> July 11

Q. I chose direct deposit for my 2007 tax refund but also requested a refund anticipation loan (RAL) from my preparer. How does that affect my stimulus payment?

A. Taxpayers who use Refund Anticipation Loans (RALs) or enter into any other loans or financial agreements with a tax professional, such as agreeing to have return preparation fees deducted from their refunds, cannot receive their stimulus payments by direct deposit and instead will get paper checks based on the paper check distribution schedule.

Looks like it's Skippy and Sanka for you for a little while longer, boyo!

(Photo: Chad Beckerman)

Here's another common question...

Q. I have moved since filing my 2007 tax return. How will my payment reach me?

A. You should file a Form 8822 with the IRS and a change of address notice with the U.S. Postal Service. This will ensure your check is sent to your new address. Without your current address, the check could be returned to the IRS as undeliverable.

Economic Stimulus Payments: Most Frequently Asked Questions [IRS]

Where's My Stimulus Payment? [IRS] (Thanks to Josh!)
(Photo: Getty)

5. Myth: The tax rebate is taxable income and I'll have to pay taxes on it next year.

Fact: The rebate is a rebate. It is not taxable income. You will not have to pay taxes on this money.

4. Myth: People who aren't normally required to file a tax return can't get the rebate.

Fact: If you have at least $3,000 in certain types of income, you may be eligible for the economic stimulus payment. People who qualify include Social Security Recipients, Veterans Affairs Recipients, Railroad Retirement Recipients, and Low-Wage Workers.

3. Myth: The IRS will call or email you about your rebate check, and they can help you get it faster if you give them your bank account information.

Fact: The IRS is not going to contact you about speeding up this rebate check, and they never contact anyone via email. Ever. At all. Filers who used direct deposit will see their money more quickly, but no one can help you get it "faster." You will receive your money based on the last two digits of your social security number. You can check out the schedule by clicking here. Don't give out your banking info to scammers!

2. Myth: I don't qualify for the rebate because I'm a stay-at-home mom and don't make $3,000.

Fact: If you're married, filing a joint return, and have $3,000 in taxable income between you — you qualify for the rebate.

1. Myth: This is just an advance on next year's tax return! I'll get less next year!

Fact: This is incorrect. Marketplace's Tess Vigeland figured out where this silly little rumor was coming from: "the last time the federal government issued checks, back in 2001,the stimulus was indeed an advance, of sorts, on the Bush administration's tax cuts. The bottom line went from 15 percent 10 percent. So, maybe folks are assuming that it is the same this time. It is not. This is not an advance on next year's refund."

We know you're all sad that tax season is over, but you can always snuggle up to Tax Cat on Facebook.

(Photos:Chad Beckerman)