spending plans

Ready To Make A Budget? Here's How To Prepare

Ready To Make A Budget? Here's How To Prepare

So you want to write a budget, but you’re not sure where to start? No Credit Needed has a list of ten simple but necessary steps to take before drafting your first spending plan. Most consumers will already have knocked off the basics like putting their checking and savings accounts in order, but everyone can take advantage of tips like tracking your spending for a full month and making sure you have a detailed list of your irregular expenses. Once you’ve done your homework, check out our guide to writing a beginner’s budget and start mapping out your financial future.

How To Make A Spending Plan

How To Make A Spending Plan

It’s not a “budget,” it’s a “spending plan,” and here’s how to make one. [WSJ] (Photo: Jeff Keen)