Your Credit Card Company Is Building A Psychological Profile Of You

Your Credit Card Company Is Building A Psychological Profile Of You

The next time you apply for a credit card, your credit report and income will be only a part of the criteria used to determine your creditworthiness. For that matter, as long as you have the card, what you use it for will be noted and added to a growing set of data that makes up your psychological profile, which will then be referred to every time the bank deals with your or reevaluates your risk as a customer.