Discover Giving Free FICO Scores To All Cardholders, But Are They Actually Useful?

Discover Giving Free FICO Scores To All Cardholders, But Are They Actually Useful?

All Americans are, as Consumerist is happy to remind you, entitled to access their own annual credit reports for free. But those reports are just that: reports. They don’t come with credit scores on them. For those, you still have to pay. Unless, that is, you happen to have a Discover card–and maybe, someday, other major credit cards, too. [More]

Warby Parker Replaces My Broken Glasses For Zero Dollars

Warby Parker Replaces My Broken Glasses For Zero Dollars

For those of you of the four-eyed persuasion, you may have heard of Internet eyewear company Warby Parker. Not only do they supply stylish glasses for $95 a pop, complete with prescription lenses, but they also give out a pair to someone in need for each they sell. And to top it all off, it seems they’re a business with happy customers. Refreshing to hear, isn’t it? [More]

Taking Credit Card Offers Hurts Your Credit

Taking Credit Card Offers Hurts Your Credit

Last week, I wrote about how to turn your good credit into cash. I purposely excluded credit card offers from the list because I wanted things that, should you implement them, wouldn’t hurt your credit. Today, I want to warn to the overzealous.

How to Cash in on Your Good Credit

How to Cash in on Your Good Credit

Now that we know all the unexpected places our credit score is being used, is there anyway to turn this to our advantage? How do you cash in on your good name?

Where to Get Credit Report & Credit Scores

Where to Get Credit Report & Credit Scores

Don’t buy a credit score from anyone other than the credit bureaus or Fair Isaac, makers of the FICO score equation, and don’t buy a credit report from anyone, you can get your credit report for free by law.

FICO and FAKO Credit Scores

FICO and FAKO Credit Scores

Have you ever heard the term FAKO score? What about FICO score? Seasoned Consumerist readers will know the difference but if you’re new to the whirlwind credit industry, you may not.

5 Things to Avoid Before Buying A Home

5 Things to Avoid Before Buying A Home

With low mortgage rates and a battered housing market, it’s a ripe time to buy a home. Here are five credit score related things you should avoid doing before buying a home.

Understanding Credit Utilization

Understanding Credit Utilization

With the recession, a lot of personal finance experts have started dispensing credit advice. They advise that you never cancel cards because it’ll hurt your score. Do you know why?

How Accurate Are Credit Score Estimators?

How Accurate Are Credit Score Estimators?

Did you try Bankrate’s score estimator when it was featured on the Consumerist two years ago? I did and I wondered how accurate that 12-question quiz was. Answer? Not bad.

Find Out Your Nest Egg Score

Find Out Your Nest Egg Score

A.G. Edwards has a short online quiz that determines your “nest egg score” based on criteria like how long before you plan to retire, how aggressively you invest, and where you live. It’s not meant to provide an in-depth portfolio review, just a quick sketch of where you stand—you’ll get a score very similar to a credit score, along with a comparative national average and a list of tips on how to improve your score.