Want to see what a secret shopper scam actually looks like? Tracey sent us scans of the one that arrived in her mailbox today. It included a letter printed on cut-and-paste letterhead, a form, and a check for $4,200. The idea behind this sort of scam—also called an advance fee fraud or wire transfer scam—is to get the victim to deposit the check, wait for it to clear, then wire back the bulk of the money. Weeks or months later, the check will turn out to be fake, and by law the victim owes the bank for the full amount of the check.