For most people, their career is their most valuable financial asset. But for those willing to make the effort, even a small one, there might be something even more valuable—a side business that could potentially turn into a very large source of income.
Target Saves You Money In Ways You Can Only Imagine
Target continues its rebranding as the Duchamp of retail stores, with this receipt that indicates savings where no savings ever existed. Or perhaps multi-dimensional savings; we can’t pretend to know what Target sees when it stares into the void. Mark notes, “The cookies were on sale, as indicated. The cascade, I had a coupon for it to be free. Total savings should be $4.23. The receipt says $7.37. Maybe it’s a conspiracy since it is the Love Field (near the airport) in Dallas where Southwest flies only 737s.” That’s as good an explanation as any, Mark. Maybe you should work for Target?
Consumer Reports Offers Tips For Saving On Pet Food
The Consumer Reports Health Blog has some good suggestions for pet owners who might not have quite as much money to spend on their animals as they used to.
What Are You Going To Use Your Tax Refund For This Year? 28% Say "To Pay Off Debt"
The comparison shopping website PriceGrabber.com just completed its “what are you going to do with your tax refund?” survey for the second year in a row, and not surprisingly there are some notable differences between last April and now. The biggest change is among those who plan to spend the money: it was 44.0% in 2008, but only 29.2% this year.
5 Ways to Save On Organic Food “When I’m in the grocery store I’m always pulled two ways. I want to load up on organics but I balk at the cost. What’s worth the extra money?” [Consumer Reports Health]
Suze Orman Says Build Up Emergency Cash As Much As Possible
In Suze Orman‘s most recent book, “2009 Action Plan,” she urges people with credit card debt to pay off their balances as quickly as possible using the high interest first method. “The fact that you pay just the minimum is a huge warning signal to your credit card company,” she writes, “that you may already be on shaky ground.” Now she’s changed her mind and says you should just pay the monthly minimum and put the rest of your money toward building an emergency cash stash. Based on the way credit card companies have been behaving, we think she has a point.
Seems More People Playing "The Penny Arcade" At TD Bank
So like I said I got $120 from the Penny Arcade this weekend, but I was far from alone. Here is the crappy cellphone picture I took of the line. All those people on the right (plus the dog) are waiting for their turn at the spare change counting machine.
Daylight Savings Can Save You Money
Congress will sneak into your bedroom tonight and steal a precious hour of sleep, but you don’t need to take the theft lying down. Get up tomorrow and use a few tips from Consumer Reports to steal back some hard-earned cash.
Great idea from reader CumaeanSybil: “One thing I’ve been doing lately: every time I buy something on sale, I take the difference from regular price and put it in savings. It keeps me motivated to seek out sale prices and coupons, because I like seeing that account grow.”
Buy In Bulk With Friends From Warehouse Clubs
You can save big on groceries by forming a little warehous club buying collective with your friends:
Cancel Cable Without Losing Your Favorite Shows
Cable is one of the first things you should cut to keep expenses down, but that doesn’t mean you should ditch your favorite shows. J.D. over at Get Rich Slowly cut his cable bill from $65.82 to $11.30 without missing a single harrowing plot twist. Here’s how he did it…
Four Ways To Save Money At A Sporting Event
Sporting events were once a nice way to kill the day with friends instead of the massively expensive once-a-year “treats” that they’re trying to become. Food and drinks are easily the biggest expenses you can control at any sporting event, and with a few tips from Frugal Dad, you can keep your day at the game as cheap as it was in grandpa’s time…
Ten Ways To Take $100 Off Your Cable Bill
Adam from Free Press sent us his tips for lowering his cable bill. Using these strategies, Adam reduced his monthly bill from $190 to $90, and added three movie networks, a sports package, and two additional boxes.
Consumer Borrowing Dropped $7.9 Billion In November
“Consumers have clammed up,” said Ken Mayland, president of ClearView Economics LLC in Pepper Pike, Ohio, who forecast a decline. “The reduction in consumer credit doesn’t stop here, and will spill over into 2009. Households are bolstering their balance sheets.”
Oprah & Orman Give Out Free Book: "2009 Action Plan"
“Suze Orman’s 2009 Action Plan” is free to download from Oprah.com for the next week. Unlike last year’s “Women & Money,” this book is intended for pretty much everyone. We haven’t read it, so here’s a line from the Amazon editorial review: “There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better.”
Pump Up Your Savings With High-Yield Online Savings Accounts
Are you earning at least 4% in your savings account? If NO, do yourself a favor: Open a high-yield online savings account and start adding some serious muscle mass to your savings. Here’s the skinny:




