<![CDATA[Consumerist: Procrastination]]> http://cache.gawker.com/assets/base/img/thumbs140x140/consumerist.com.png <![CDATA[Consumerist: Procrastination]]> http://consumerist.com/tag/procrastination http://consumerist.com/tag/procrastination <![CDATA[ It's Tax Day! Here Are Some Post Offices That Are Open Late... ]]> uspskitty.jpgToday is the day, folks. You'll need to finish up your taxes and send them on their way to the IRS.

Here are some post offices that are open late in various metropolitan areas.

New York City: James Farley Post Office 421 Eighth Avenue and 31st Street Open 24 hours.

Chicago: Cardiss Collins Postal Store 433 W Harrison ST FL Lbby Open 24 hours.
Los Angeles: Airport Station, 9029 Airport Blvd.;
Los Angeles Processing & Distribution Center, 7101 S. Central Ave.;
Long Beach Processing & Distribution Center, 2300 Redondo Ave.;
City of Industry Processing & Distribution Center, 15421 Gale Ave.;
Pasadena Main Post Office, 600 Lincoln Ave.;
Van Nuys Main Post Office, 15701 Sherman Way;
Santa Ana Processing & Distribution Center, 3101 W. Sunflower Ave; and
Santa Ana Main Post Office, 2201 N. Grand Ave (all open until Midnight)

San Francisco: Main Branch 1300 Evans St (Open Until Midnight)
Airport Branch (660 W. Field Road) (Open Until Midnight)

Dallas: Dallas Main Post Office, 401 DFW Turnpike - (Open Until Midnight)

Atlanta: Atlanta Main Post Office 3900 Crown Road SW (Open Until Midnight)
Boggs Road Postal Store 1605 Boggs Road (Open Until Midnight)
Athens Main Post Office 575 Olympic Drive (Open Until Midnight)
Decatur Main Post Office 502 W. Ponce de Leon Avenue (Open Until Midnight)
Sandy Springs Postal Store 227 Sandy Springs Place NE (Open Until Midnight)
Marietta Main Post Office 257 Lawrence Street (Open Until Midnight)

Cincinnati: 1591 Dalton Ave (Open Until Midnight)

Orlando: Orlando Post Office 10401 Post Office Blvd. (Open Until Midnight)

Richmond: 1801 Brook Road - (Open Until Midnight)

Pittsburgh: (North Side) 1001 California Ave. - Window open until 9 p.m. Final mail pickup at midnight.
(Downtown) 700 Grant St. - Window open until 6 p.m. Final mail pickup at midnight.

Massachusetts: (only one post office in Massachusetts will be staying open.) Fort Point post office in Dorchester near South Station (24 Hours).

Philadelphia: 2970 Market ST RM 134c (Open Until Midnight)

Seattle: Seattle, Riverton Station, 15250 32nd Ave S. (Open Until Midnight)

Tucson: 1501 S. Cherrybell Stravenue (Drop-off Until Midnight)

Add your own late night post offices in the comments and help your neighbors get their taxes in on time. Thanks!

(Photo:jenna_belle)

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Consumerist-379944 Tue, 15 Apr 2008 12:29:19 EDT Meg Marco http://consumerist.com/index.php?op=postcommentfeed&postId=379944&view=rss&microfeed=true
<![CDATA[ 16 Years After The Law Was Passed, The National Auto Database Still Doesn't Exist ]]> The Consumer Law & Policy blog says that three consumer advocacy groups, Public Citizen, Consumers for Auto Reliability and Safety (CARS) and Consumer Action, have filed a lawsuit in order to force the Department of Justice to enforce a law passed in 1992 that requires a national database of auto information gathered from insurance companies. The database would allow consumers to "instantly check the validity of the car's title and odometer reading and learn whether it had been stolen or severely damaged in the past."

Here's what Senator Chuck Schumer (D-NY) had to say about the lawsuit:

"We all know that you can't always judge a book by its cover and the same is true with many used cars that end up at junk and salvage yards. Consumers deserve to know the true origin and condition of the vehicles they are purchasing, including whether that car was once stolen.

It is simple: for sixteen years, the Department of Justice and junk yards have been eschewing their responsibility to consumers, law enforcement, and the public by ignoring their mandate to routinely file the required reports. It is about time that all parties were forced to comply with what I believe is a common sense measure to fight auto theft and to protect the public from fraud. I am encouraged by Public Citizen's efforts on this case, and I hope that this important law will finally be enforced as it should have been from day one."

Consumer Groups Sue Justice Department Over Auto Database [CL&P]
(Photo:Senor Codo)

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Consumerist-353906 Thu, 07 Feb 2008 14:32:06 EST Meg Marco http://consumerist.com/index.php?op=postcommentfeed&postId=353906&view=rss&microfeed=true
<![CDATA[ U.S. News: It's Your Own Damn Fault You Can't Redeem Rebates ]]> U.S. News & World Report hates our inability to redeem rebates. If we only tried harder, they say, we might be able to conquer our "tendency to procrastinate and inability to follow multistep directions." Yes, that must be the problem.

...research suggests that much of the time it's not the companies offering rebates that are creating the problem. It's the customers. Their tendency to procrastinate and inability to follow multistep directions—albeit often explained in tiny print—result in as many as half of all rebates going unfulfilled. "It's their own inability to have self-control and say, 'I'm going to get this done,' " says Tim Silk, assistant professor of marketing at the University of British Columbia.

Because people tend to believe they will redeem the rebates and then they don't, they often pay more for items than they expect. "You see something that has a rebate associated with it, and you are overly optimistic that you will do all of what's required," says John Gourville, professor of marketing at Harvard Business School.

With rebates, we are anything but optimists. Readers who keep meticulous spreadsheets and take photos of their completed rebate applications are still rejected by crafty rebate processors who rely on a patented process to keep redemption rates artificially low. How low? Let's ask assistant professor of marketing Tim Salk. According to his research:
...promotion managers informed us that redemption rates tend to be "very low" when the reward is below $10, that rebates of $10 to $20 on a $100 software product range between 10% and 30%, and that redemption rates on consumer electronics average approximately 40%.
Don't count on rebates when making a purchase. If they come through, great, nice surprise—but rebates should never serve as a deciding factor.

Why Shoppers Love to Hate Rebates [U.S. News & World Report]
Why we buy but fail to redeem? (PDF) [Tim Salk]
Managing Mail-In Rebate Promotions (PDF) [Tim Salk]
PREVIOUSLY: Rebate-Processor Parago Caught In A Lie
HOWTO: Rebate Whore
Redeem Rebates With Hard Work And Luck
(Photo: Mecha Wendy)

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Consumerist-349421 Sun, 27 Jan 2008 18:39:15 EST Carey http://consumerist.com/index.php?op=postcommentfeed&postId=349421&view=rss&microfeed=true
<![CDATA[ Joyriding Jerks Steal Food Bank Truck, Ruin 1 Ton Of Food For No Reason ]]> Two jerks stole a food bank truck and let 1 ton of food that was about to be delivered to hungry people spoil, according to 9News in Denver:

A local non-profit wants to know who would steal food from the hungry. A thief took a refrigerated Food Bank of the Rockies truck Monday that was stocked with enough food to feed 1,500 families.

The truck was clearly marked with the food bank's logo, so Denver Police say the thief knew what they were taking.

It happened at a Pizza Hut near the intersection of Federal and Mississippi in Denver on Monday.

Jamil Mathis works at the restaurant.

"I thought it was horrible that somebody would steal any kind of vehicle especially one going to the hungry. It is just ridiculous," said Mathis.

The driver of the Food Bank truck was at the Pizza Hut to pick up pizzas he would then distribute to families in need. He left the keys under the driver's seat while he quickly went in the back door of the restaurant.

In the moment he was inside, someone took the truck.

Kevin Seggelke, the CEO of the Food Bank of the Rockies, said, "The driver is a much loved employee and feels terrible about what happened. We are not angry with him. Our emotions are toward whoever did this. Our emotions ranged from very angry, to very disheartened, to very frustrated."

The truck was eventually recovered but all the food had spoiled. Two "underaged" boys were seen lrunning away from the truck after witnesses alerted police that the thief was driving recklessly.

Jerks! Anyway, this story reminded us to remind you that charitable donations are tax deductible. There's no reason to procrastinate until the end of the year when donating money; just be sure to keep your receipts for tax time.

We know a lot of you wait until the busy holiday season to think about donating and then forget the Dec 31 tax deadline! Obviously your help is needed with no many jerks in the world, so don't forget to donate.

Food bank truck stolen, 1 ton of food ruined [9News]
Food Bank Of The Rockies
(Photo:9News)

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Consumerist-301023 Tue, 18 Sep 2007 13:29:03 EDT Meg Marco http://consumerist.com/index.php?op=postcommentfeed&postId=301023&view=rss&microfeed=true
<![CDATA[ Why We Procrastinate On Our Taxes ]]> Why do you put off doing your taxes when you know you'll be getting money back? Is it that painful? Bankrate lists the top three procrastinator's delusions, rebutted by their panel of experts:


•Delusion No. 1: If I put off filing until the last minute, I'll have less chance of getting flagged for an audit amid the flood of deadline filers. "I don't think so," says Adams. "I've never heard that on either this side of the desk or the other."

•Delusion No. 2: Since I didn't make all of my estimated quarterly payments, I just won't file this year and can start fresh next year. "A lot of people miss an estimated tax payment in the course of a year," says Fishman. "That's not that big a deal; you just have to pay interest and a penalty, which works out to be about what you would pay on borrowing money."

•Delusion No. 3: I don't need to go to all the trouble of filing because I didn't make enough money to make it worth the IRS' trouble to come after me. "As a matter of fact, IRS statistics show that people who make less money are audited more frequently than people who make more money. The reason for that? Abuses of the earned income tax credit are unbelievable," says Adams.


We understand your pain. We actually considered putting off this post until tomorrow, but we decided that there was no time like the present. —MEGHANN MARCO

The psychology behind tax procrastination [Bankrate]
(Photo: silent (e))

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Consumerist-244336 Wed, 14 Mar 2007 23:33:26 EDT Meg Marco http://consumerist.com/index.php?op=postcommentfeed&postId=244336&view=rss&microfeed=true