Making The Most Of Medical Expense Tax Deductions

Making The Most Of Medical Expense Tax Deductions

Kiplinger has advice on on how to maximize your medical expense deductions at tax time. You can only deduct out-of-pocket expenses that exceed 7.5% of your adjusted gross income, so you should try to bundle medical procedures in the same year if possible. [More]

Cattleprod Loan Servicers To Answer Your Loan Modification Requests

Cattleprod Loan Servicers To Answer Your Loan Modification Requests

If you’re trying to get your mortgage modified or just a question answered but find yourself stymied by your loan servicer’s slow or lack or response, you can write what is termed a qualified written request (QWR) under section 6 of Respa, The Real Estate Settlement Procedures Act. Under federal law, they have to acknowledge the letter within 20 working days and respond in 60. Inside, a template to follow for drafting a QWR…

Want To Save Money On Fertility Treatments? Go Straight To In Vitro

Want To Save Money On Fertility Treatments? Go Straight To In Vitro

Fertility treatment is crazy expensive and there are no guarantees, but a recent NIH-sponsored study “concluded that women who were fast-tracked to IVF [in vitro fertilization] got pregnant three months faster on average, and spent $10,000 less than those who went through the usual preliminaries.” The conclusion: it may not be wise for insurers to require women to run the gauntlet of other treatments before trying IVF.