A reader wants to know why Chase is pushing him so hard to use his debit card like a credit card when paying for things—they’re promoting a contest for people who do this, and on every insert or blank space in the paperwork that accompanied his newest card, they encourage him to always select “credit” over “debit” at checkout. Why?
New Law Requires Minnesota Retailers To Purge Personal Information After Two Days
Minnesota retailers will soon be required by law to purge PIN numbers and credit card information after 48 hours. The new law, the the Plastic Card Safety Act, takes effect on Wednesday; beginning next year, the act will empower banks to sue retailers whose data-retention practices lead to a security breach. From the Star-Tribune:
Frictionless Transaction Rubs the Wrong Way
The other day, Brian swiped his debit card at Academy sports and outdoor equipment palace. Being a good consumer, he always chooses credit over debit. However, instead of having to sign a screen or a slip, the cashier handed him his bags and receipt and said, “Thanks, have a good day.” No ID, no sig, nothing.
Microsoft Fingerprint Reader Does Passwords, Not Security
We hate remembering passwords. We have enough arbitrary code phrases in our life to remember, like the one we have to try to remember when our girlfriend cinches that plastic sack over our head. So Microsoft’s Fingerprint Reader software seemed pretty cool to us.



