Everyone Who’s Anyone Knows Today Is The Cool Day To Sign Up For Our Newsletter

Everyone Who’s Anyone Knows Today Is The Cool Day To Sign Up For Our Newsletter

We’re not saying life is a popularity contest, or even that we’re you know, “cool.” But if all your friends were signing up for the Consumerist newsletter, wouldn’t you want to, too? You wouldn’t want to be the only one not in the know. [More]

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Tax Collectors Using The Power Of Peer Pressure To Get People To Pay Delinquent Taxes

Peer pressure can work wonders when it comes to convincing us to buy certain products, dress a certain way or even decide to start cooking kale even though we don’t totally get it. But taxation experts are hoping it will also do the trick to encourage people to pay up on their delinquent taxes. And maybe start wearing friendship bracelets to show how cool they are. [More]

Go Ahead, Strategically Default On Your Underwater Mortgage

Go Ahead, Strategically Default On Your Underwater Mortgage

“Homeowners should be walking away in droves. But they aren’t. And it’s not because the financial costs of foreclosure outweigh the benefits. One can have a good credit rating again–meaning above 660–within two years after a foreclosure.” That’s the conclusion reached by a law professor who’s written a paper about strategic default, which is when you elect to walk away from an underwater mortgage because you stand to lose more money trying to keep it than if you cut your losses immediately. The problem is, lots of people think it’s the wrong thing to do, because individuals are supposed to play by different rules than the companies they do business with. [More]

Reader Isn't A Bad Person, Just Doesn't Want To Round Up His Grocery Purchase

Reader Isn't A Bad Person, Just Doesn't Want To Round Up His Grocery Purchase

Dustin isn’t a jerk, really. He just feels like one every time he shops at his local Vons, because they’re always pushing him to donate his change to charity. He wants to know whether your local Vons, Safeway, or other grocery stores do this to you, too.