Fiverr is a website where people post gigs they’re willing to do for five dollars. Does it work? I dunno, but it’s a lot of fun to read through the offers: someone will burn a small paper effigy of your enemy, or send you a sock puppet, or turn a photo into a cross-stitch pattern for you. My favorite is, “I will give you $10 if you find two people to give me $5 for $5.” [More]
Greg wrote to us and said that he’s in the market for a new credit card: “I canceled my Chase card because they raised my interest rate to 29.99% + prime. What credit card companies should I be looking at for a replacement card? What are their perks, their drawbacks?”
I spoke with Samir Kothari, the co-founder and vice president of products at BillShrink.com, to see what he thinks about the CARD Act and how it will change the credit card marketplace.
Disney’s gone and done something admirable again. We get it, Disney: you don’t want our golden poop. Fine.
Rhett writes, “I noticed your article UPS Now Delivers Bonus Junk Mail Packages and today, it started. I received a package from UPS Monday of this week with no bonus advertising. Today (Wednesday), this is what was on my front step.”
Verizon is sad that so many of you are jumping ship, so they’re hauling out the bargain naked DSL offer again. (“Naked” means no home phone line is required to take advantage of it.) The deal is $20/mo with a 1 year commitment, and they’re throwing in a free router—although DSLReports says a Verizon rep told them the router freebie will go away at some point. Also, it’s available online only.
10 am 10:30 am, Starbucks is giving away free pastries with the purchase of any beverage. You have to present this “invitation” to receive the food. Sorry Moneycat, oatmeal isn’t included. (Thanks to
Citibank Comes Up With Elaborate Cash Back Offer That Reduces Credit Limit And Temporarily Suspends Card
Compared to what some other banks and card companies are doing to reduce their exposure to debt, we guess Citibank’s cash back offer isn’t that bad—it’s sort of a “let us help you help yourself get rid of your debt” scheme. It’s funny, however, if only because it’s such an elaborate way to get customers to self-select for a reduction in credit.
“Revolvers”—customers who keep a revolving balance on their credit cards—used to be the cash crop for credit card companies. But now more and more of them are turning into expensive charge-offs, and the new CARD act is going to make it harder to acquire those riskier customers anyway. As a result, card companies are beginning to look more closely at the customer who was most hated back in the credit-orgy years: the deadbeat.
Tom just received a great offer from his bank. He can receive a free credit report just by peeling off this sticker and affixing it to another part of the same page. That’s right, a free motherloving credit report! Who doesn’t want one of those? Free, you say? Sign me up!
One thing we’ve always hated about shopping at IKEA is how their inventory varies so much from website to store to store, making it hard to track down something you wanted to purchase. Their big Memorial Day sale is no better. Tracy was checking out the website and flyers for the sale and noticed some fine print at the bottom.
T-Mobile is running a “flip your pearl” promotion right now, where you can trade in your old Blackberry for at least $75 (or another phone for $50) when you buy and activate a new Blackberry from them. Your trade-in phone will have to meet certain conditions for the offer to apply. [FlipYourPearl via IntoMobile]
If you transfer a prescription to RiteAid, you’ll receive a $25 gift card. Emily, who tipped us to this, says the cashier told her you could do this for up to four meds, but their website says just two. Also, you can’t use the gift card to pay for prescriptions. Still, hey, free money if you don’t mind where you get your prescription filled. [Rite Aid]
Mike used an Office Depot Visa card issued through Chase to take advantage of a pay-no-interest deal through 2008. He paid off the remaining balance a couple of days before the offer period ended, but Chase still slapped him with a nearly $40 interest charge. Why? Because they’ve been “having problems like that” with Office Depot cards.
Someone needs to explain to Stonyfield Farm that free usually means that you don’t have to pay any money for the item in question. Especially in a case like this, where you’re already having to send in multiple proofs of purchase to prove you’ve “earned” the “free” item. What you find when you peel back the foil lid is some fine print that explains you also have to pay $2 for this free offer. SLR, who sent in this tip, adds, “I wrote to them via their web site asking what part of free don’t they understand, but received no reply.”