Bitcoin: What The Heck Is It, And How Does It Work?

Bitcoin: What The Heck Is It, And How Does It Work?

The world of finance and economics is pretty complicated as-is, and now there’s “digital money” in the mix making it even worse. Bitcoin is everywhere in the news lately, from hacks to hearings and everything in between. But there are a lot of questions about Bitcoin — starting with, what the heck is all this, anyway? And so, here is everything you wanted to know about Bitcoin, but didn’t actually want to ask your tech-loving, early-adopter friend. [More]

You Don’t Need Help To Claim Your Unclaimed Funds

You Don’t Need Help To Claim Your Unclaimed Funds

Since David is a Consumerist reader, he’s probably known in his family as a generally savvy person to check with regarding all things financial. Or he’s just smart. Either way, a relative asked him about a letter offering help claiming an apparently abandoned insurance settlement. Was it a scam? Well, no. Not exactly. [More]

(frankieleon)

Senators Continue Push To Ultimately Replace Dollar Bill With $1 Coin

In spite of decades of studies showing the long-term cost benefits of dollar coins over Federal Reserve Notes, and the fact that most of the world’s leading economies have already switched to coins for similar denominations, the U.S. has remained steadfast in its use of printed dollar bills. So once again, lawmakers in the Senate are making the push to gradually make the transition from print to mint. [More]

(ash™)

We Spend Crumpled Money Faster Than Crisp Bills Because Eww, Other People Have Touched It

Look in your wallet. Which bills make you happier — the smooth, crisp new ones, or the dirty, crumpled, well-worn notes that have probably been passed around a bajillion times and handled by goodness knows how many people who don’t wash their hands? A new study says the crisper the money, the less likely we are to spend it because everyone wants to get rid of the old, dirty money as fast as possible. [More]

(frankieleon)

Is Virginia Really Trying To Mint Its Own Money?

Earlier this week, the Virginia legislature overwhelmingly passed a bill that would fund a study to investigate “whether the Commonwealth should adopt an alternate medium of commerce or currency to serve as an alternative” to the dollar “in the event of a major breakdown of the Federal Reserve System.” [More]

(This Year's Love)

If You’re Unhappy & You Know It, Keep An Eye On How You Spend Your Money

Pick your head up out of that pint of Ben & Jerry’s and step away from the online sales you’ve been clicking through to fill that hole in your heart. A new study claims that when you’re down in the dumps, sad or otherwise singing the blues, you’re more prone to make silly decisions about your money. And come on, you don’t really need another pair of black boots. [More]

(New Zealand Post)

New Zealanders Will Be Able To Buy Bilbo & Gandalf Stamps With ‘Hobbit’ Legal Tender

If there was a common currency* used in Middle Earth, Bilbo Baggins and Gandalf the Grey would’ve totally been famous enough to have their faces grace coins all over the land. But back here on regular old boring Earth, they’re important enough in New Zealand to be featured on actual legal tender, as well as a new set of stamps to commemorate the upcoming The Hobbit: An Unexpected Journey. [More]

Personal Finance Roundup

Personal Finance Roundup

8 Reasons You’re Not Earning the Salary You Want [US News] “Not getting the salary you think you deserve?”

Consumers Prefer to Get More Rather than Pay Less – Because They’re Bad at Math [Moneyland] “Is it better to get more or pay less?”

A Complete Guide to Saving at America’s Baseball Stadiums [Wise Bread] “The 411 on how to save more money at every Major League Baseball stadium.”

Answers to your awkward money questions [CNN Money] “What do you do about a spouse who won’t help with the finances or a pal who can’t repay a loan?”

How Married Couples Can Boost Their Social Security Checks [SmartMoney] “There are certain complex strategies that can help pad a married couple’s retirement savings with tens of thousands of dollars of additional income.”

FREE MONEY FINANCE

Personal Finance Roundup

Personal Finance Roundup

7 Credit Myths Even Smart People Believe [Moneyland] “Credit counseling professionals share the most common myths they have to debunk.” [More]

Personal Finance Roundup

Personal Finance Roundup

The New Money Apps [Wall Street Journal] “Here are some new services that are pushing online budgeting and investing capabilities in new directions.” [More]

Personal Finance Roundup

Personal Finance Roundup

How to Swap Your House With a Stranger [Wall Street Journal] “How can I trust someone I don’t know and who comes from a foreign country?”

Personal Finance Is Rarely Black and White [The Simple Dollar] “If you see a tactic that you don’t find useful because it doesn’t match who you are or where your life is right now, don’t waste even a second of your precious energy or time on it.”

10 Things to Look for Every Time You Visit a Thrift Store [Wise Bread] “You never know what you’ll find during your treasure hunt, but here are 10 things you should always be on the lookout for at a thrift store.”

How and What to Negotiate When Relocating for Work [US News] “Bottom line: Don’t assume anything when it comes to relocating for work.”

Best money advice for new grads [MSN Money] “Financial experts share what they wish they had known and their best suggestions for someone just starting out.”

FREE MONEY FINANCE

Personal Finance Roundup

Personal Finance Roundup

“Do What You Love” Is Bad Advice [Free Money Finance] “The number of people who make a lot of money doing what they love is so insignificantly small that it’s an unrealistic and useless thing to model.”

10 overlooked retirement tips [Market Watch] “Here’s a look at 10 [retirement] tips that advisers say you shouldn’t overlook.”

Six Great Tech Tools for Planning Your Own Death [Wise Bread] “There are several apps and online tools that can help you plan ahead for the time when you will shuffle off this mortal coil.”

10 Tips for Leaving Your Job Gracefully [US News] “A bad exit can have long-range consequences and should always be avoided if possible.”

Fix your finances in a day [MSN Money] “It’s easy to procrastinate when it comes to money chores. Here’s a simple way to tackle what’s not getting done.”

FREE MONEY FINANCE

Personal Finance Roundup

Personal Finance Roundup

12 Tricks to Make Groceries Last Longer [Wise Bread] “The best ways to make your groceries last a good while.”

How to Host a Yard Sale [Get Rich Slowly] “As a veteran of many profitable yard sales, here are some of my top tips.”

Are You Your Retirement Plan’s Worst Enemy? [Wall Street Journal] “Many retirees unwittingly make decisions that result in major, self-inflicted damage to their nest eggs.”

How to Make Recruiters Work for You [Moneyland] “Here are TIME Moneyland’s top tips for how to make recruiters work for you.”

Helping Aging Parents Manage Their Money [US News] “The role reversal between parent and child isn’t easy. Here are some strategies to get started.”

FREE MONEY FINANCE

Personal Finance Roundup

Personal Finance Roundup

Can a side gig help your career? [CNN Money] “Certain kinds of moonlighting may actually help you in your main job, and wise organizations can embrace, rather than squelch, entrepreneurial zeal.”

11 Quick Tips to Earn a Stellar Performance Review [US News] “If you want a stellar performance review next year, start thinking about how you can make a positive impact at work.”

6 ways to use your IRA now [MSN Money] “If you need to cover emergency expenses or want to make an investment in the future, you may be able to use your retirement savings early without paying penalties.”

20 Frugal Ways to Brighten Your Spouse’s Day [Wise Bread] “To help you show your sweetie that he or she is still the one for you, here are 20 frugal ways to bring a smile to their face today.”

Your 7-Step Midyear Money Checkup [Daily Finance] “The goal of this six-month checkup is to identify potential trouble spots before they become big money gushers.”

FREE MONEY FINANCE

Personal Finance Roundup

Personal Finance Roundup

7 smart ways to pay for college [MSN Money] “Try these 7 savvy strategies to help them get an education without going broke.”

Generics: Six I Buy, Six I Avoid [The Simple Dollar] “Use these lists as encouragement to try a few lower cost store brand products, as well as a useful reminder to not buy something that will end disastrously.”

25 Ways to Have Cheap Summer Fun [Wise Bread] “Check out the following ideas for frugal summer fun.”

7 Things Employers Want from New Grads [US News] “For 2012 grads intent on landing their dream job, here are seven key things that employers want.”

Fixes For These 10 Money Mistakes [SavvySugar] “Solutions for some common money mistakes people make.”

FREE MONEY FINANCE

Personal Finance Roundup

Personal Finance Roundup

10 biggest mistakes renters make [MSN Money] “Be aware of these potential pitfalls before you sign a lease.”

8 Ways to Make the Most of Your Internship [US News] “Here are eight tips for getting the most out of interning.”

Insurance You Can Live Without [Wall Street Journal] “What is worth your hard-earned cash and what’s not?”

The 10 Worst Ways to Make Extra Money [Wise Bread] “It doesn’t make sense to slave away over something that isn’t actually going to put money in your pocket.”

Save Hundreds on These 10 Essential Household Goods [Moneyland] “Cut your bills with these money-saving tips on buying household essentials, clothing, and personal products.”

FREE MONEY FINANCE

Personal Finance Roundup

Personal Finance Roundup

9 Thrifty, Meaningful Gifts For Mom [SavvySugar] “It’s tough to find a gift that will reflect your appreciation.”

10 ways to slash your medical costs [MSN Money] “Want to keep your health costs low the easy way? Avoid doing the bad things that tend to land you in the doctor’s office.”

If You’re Under 40, Don’t Bank on Social Security [Wall Street Journal] “If Plan A in your retirement scheme is Social Security, it’s time to start working on Plan B.”

10 Things You Should Do Immediately After Losing Your Wallet [Wise Bread] “Here is a checklist for you, featuring some very important numbers and a little advice that you should follow today to help you keep your valuables safe and make reporting a lost wallet a lot easier.”

7 Bargain Summer Destinations [Smart Money] “Here are seven spots at home and abroad where experts say the lodging deals are sweet enough to offset higher travel costs:”

FREE MONEY FINANCE

Personal Finance Roundup

Personal Finance Roundup

Want a promotion? Make friends at work. [CNN Money] “If you’re not reaching out to make and nurture friendships at work, you’re probably hurting your career.”

Perfect Prom on a Budget: 13 Ways to Spend Less, Still Shine [Daily Finance] “According to USA Today, spending on the spring formal is set to rise this year to an average of $1,078.”

21 Tasty and Cost-Effective Breakfast for Dinner Ideas [Wise Bread] “Here are 21 ways to enjoy breakfast for dinner that balance flavor, frugality and fun.”

4 Ways Your Bicycle Could Help You Earn Extra Income [Bucksome Boomer] “Do you have a bicycle? If so, you have not only a mode of transportation but a means to boost your bottom line.”

6 Reasons Why You Should Never Purchase an Extended Warranty [US News] “Here are six of the main reasons why it doesn’t make sense for you to purchase an extended warranty for your items.”

FREE MONEY FINANCE