citibank
Citibank's website isn't reliable, at least according to them. Matt assumed that a website from a bank could be trustworthy, and that if there was no scheduled payment showing up, then he must have forgotten to arrange it. He scheduled a second payment, but then
both payments went through one day apart. Now Citibank refuses to give him a refund: he should have called or emailed before rescheduling, they've told him, and not trusted what the website was telling him.
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