interest

Consumerist

  • Display
    • All
    • Top
    • Scams
    • Economy
  • Most recent
    • Most recent
    • Most popular
    • Most discussed
    Username:
    Password:
    loading comment page
    new user? | forgot password?
    Consumerist
    • credit cards

      Chase Raises Interest Rate On Closed Account

      David closed his Chase credit card account instead of accepting a rate increase earlier this year. That should have been the end of it, but it turned out Chase later went ahead and increased the interest rate anyway. More »

      5:25 PM on Fri Nov 13 2009
      By Chris Walters
      6,424 views, 33 comments

    • banking

      All About Reward Checking Accounts

      Reward checking accounts offer above market interest rates, higher than almost any other bank deposit account, if you can satisfy their requirements. More »

      12:39 PM on Fri Oct 2 2009
      By Bargaineering.com
      2,353 views, 11 comments

    • student loans

      Credit Unions Dive Into The Student Loan Market

      Private loans are the worst type of student debt, but the best place to get them may be your local credit union. Like most credit union products, their loans are usually a better deal with more favorable terms than similar loans from bigger banks. More »

      12:00 PM on Sun Aug 9 2009
      By Carey Alexander
      4,236 views, 44 comments

      Most discussed Verucalise(countingcal...: Yet another instance of how you should bank with your local credit union over other "big banks". I used a more »

    • credit cards

      Home Depot Credit Card Charges Perpetual Interest

      Bryan was proud to pay off his $8500 Home Depot store credit card balance. Then received a bill the next month with $130 in finance charges. Finance charges on a $0 balance? Wait, what? How does that happen? More »

      9:27 PM on Wed May 13 2009
      By Laura Northrup
      26,188 views, 97 comments

    • credit cards

      House To Pass Credit Card Reform, Tell The Senate To, Too

      The House is expected to pass the Credit Cardholders' Bill of Rights Act today, and the Senate is considering similar legislation. The Senate battle will be harder, but you can help! More »

      2:51 PM on Thu Apr 30 2009
      By Alex Chasick
      7,162 views, 66 comments

    • american express

      Amex Hikes Rate, Drops Balance, Then Tries To Bribe Customer To Pay Off Debt Early

      Courey Gouker's recent experience with American Express encapsulates every trick the company has pulled in the past few months to drive away their customers, including dropping the credit limit, hiking the rate, and even offering him a cash bonus to pay off his balance in full. In addition, the company's CSRs made promises to him that they didn't keep, and notes on his account have gone missing. About the only thing they haven't done is email a photo of the CEO flipping him the bird. More »

      3:09 PM on Tue Apr 28 2009
      By Chris Walters
      10,787 views, 61 comments

      Most discussed johnarlington: I received an letter the other day that AT&T was going to cancel my credit card if I didn't use more »

    • fico

      HSBC Canceled My Card Due To Inactivity And Ruined My FICO Score!

      Reader Travis recently found out that one of his oldest cards had been canceled due to inactivity. This caused quite a dent in his FICO score and he's about to go shopping for student loans— so he's understandably freaking out. More »

      2:58 PM on Wed Apr 22 2009
      By Meg Marco
      16,744 views, 108 comments

      Most discussed krispykrink: It's happened twice to me. Once with Discover and the other with a BofA Visa. With Discover they flat out more »

    • video

      Stephen Colbert Supports Payday Lending, So You Probably Should Too

      Chicago Democrat Luis Gutierrez introduced a bill last month that supposedly reforms out of control payday lending, where interest rates can exceed 300%, but actually gives payday lenders the freedom to charge annual interest rates that can exceed, um, 300%. It doesn't sound like much of a reform, and in fact Gutierrez has been heavily funded by the payday lending lobby. But luckily for you and me, Stephen Colbert explains why this is all a good thing. More »

      10:14 AM on Fri Apr 17 2009
      By Chris Walters
      13,146 views, 49 comments

      Most discussed shadax: Live within your means. Have 6 months of expenses in a liquid account. Don't sign anything you don't understand. If more »

    • home depot

      My Home Depot Credit Card Now Has A 25.99% APR

      Reader Warren says that Home Depot raised his APR to 25.99% — causing him to cancel his account. Yikes. More »

      1:39 PM on Tue Mar 17 2009
      By Meg Marco
      14,474 views, 60 comments

    • chase

      Watch Out For Payment Date Errors—And Related Finance Charges—From Chase

      Mike used an Office Depot Visa card issued through Chase to take advantage of a pay-no-interest deal through 2008. He paid off the remaining balance a couple of days before the offer period ended, but Chase still slapped him with a nearly $40 interest charge. Why? Because they've been "having problems like that" with Office Depot cards. More »

      7:25 PM on Tue Mar 3 2009
      By Chris Walters
      7,353 views, 50 comments

      Most discussed Danica Grannon: Bitch, Bitch, Bitch, Bitch, Bitch..... is all I hear. Stop being ignorant hillbillies and taking out credit cards your low more »

    • interest rates

      Capital One: Sorry, Due To "Extraordinary Changes In The Economic Environment" You Need To Pay More

      Capital One apparently believes in "honest and open communications" (even though they've been accused of purposefully dicking their customers around in the hopes of generating more fees). How do we know this? Because they've written their "valuable customers like you" letters letting you know that due to "extraordinary changes in the economic environment," everyone needs to pay a little more interest. Don't worry, you haven't done anything wrong. That's just the Capital One honesty you're feeling. Read the letter inside. More »

      10:33 AM on Mon Feb 9 2009
      By Meg Marco
      11,270 views, 73 comments

      Most discussed HurtsSoGood: I paid my cards off a year ago (thank God). Now I'm looking for the card that will give more »

    • refinancing

      Fannie Mae Relaxes Standards For Refinancing

      Bloomberg says that Fannie Mae will loosen standards for refinancing in the hopes that more homeowners will be able to take advantage of historically low interest rates. More »

      3:59 PM on Thu Feb 5 2009
      By Meg Marco
      5,153 views, 55 comments

    • auto title loans

      Auto Title Loans, Illegal In Most States, Even Riskier In Georgia

      Meet Scott. When builders in financial trouble stopped paying him the money he was owed as a brick and stone contractor, he became desperate. He needed a loan to buy him time while he tried to collect the money he was owed. Thinking he understood the risks, he used his wife's 2004 Ford Expedition to get an auto title loan of $2,000 at an interest rate of 25% per month — or 300% APR. More »

      11:21 AM on Mon Jan 26 2009
      By Meg Marco
      16,376 views, 126 comments

      Most discussed Segador: I can't make myself feel sorry for this guy at all. I've done stupid stuff like this too, paid the more »

    • credit cards

      Consumers Are Learning The Hard Way: There's No Such Thing As A Fixed Rate Credit Card

      For years personal finance experts have been telling consumers to watch out — that there was "no such thing" as a "fixed rate" credit card — the bank can raise your interest rate whenever it wants as long as it gives you a little notice. You don't have to miss a payment. You don't have to do anything "wrong." Now some consumers are learning the hard way. More »

      11:49 AM on Tue Jan 13 2009
      By Meg Marco
      10,585 views, 135 comments

      Most discussed mavrick67: Another reason not to carry a balance on a credit card. more »

    • personal finance

      How Universities And Credit Card Companies Make Money Off Of Students

      How can an educational institute act in its students' best interest if it stands to make money off of increasing their debt load? The symbiotic relationship between universities and credit card companies is being questioned more than ever by student groups and politicians, writes the New York Times. More »

      10:52 AM on Fri Jan 2 2009
      By Chris Walters
      10,160 views, 88 comments

      Most discussed ADismalScience: Credit cards are a valuable lifeline for college students, who often use them to buy essentials like textbooks and food. more »

    • money meltdown

      Fed Cuts Rates To ZERO. Yes, Zero. 0%.

      The Federal Open Market Committee today established a target range of zero to 0.25% for its fed funds rate. This, as you might imagine, is unprecedented. More »

      5:44 PM on Tue Dec 16 2008
      By Meg Marco
      17,162 views, 135 comments

    • optimism

      10 Things That Are Going Right For Consumers

      Kiplinger's is more optimistic than we are, so they had the cheerful idea to put together a list of 10 things that are going right for consumers — despite the financial apocalypse. Hooray! More »

      11:32 AM on Fri Oct 17 2008
      By Meg Marco
      25,575 views, 69 comments

    • bank of america

      Ex-Credit Card Bankers: "Every Customer Who Calls In Is A Mark. It's A Great Big Con."

      CNN has an interview with two former credit card bankers who are admitting that their job was to get consumers to max out their credit cards and take on as much debt as possible, regardless of the customer's ability to afford it. They both worked for MBNA at their "sprawling consumer call center in Belfast, Maine." The bankers say that they were told to aggressively push cash advances, and were trained to convince consumers that they needed the maximum amount of debt at the highest interest rate. More »

      12:39 PM on Thu Sep 25 2008
      By Meg Marco
      14,513 views, 60 comments

      Most discussed Mfalconieri: Why lend someone money if you KNOW they CANNOT pay it back? That does not make any sense. more »

    • 1
    • 2
    • 3
    • 4
    • next »

    • 1-18 of 69 for "Interest"

    New York, 2:31 PM
    Sun Nov 15
    7 posts in the last 24 hours

    Consumerist team

    Tip Your Editors:
    tips@consumerist.com
    tipline: 347-42C-ON95

    Co-Managing Editor:
    Ben Popken
    Email | AIM | Twitter

    Co-Managing Editor:
    Meghann Marco
    Email | Twitter

    Senior Editor:
    Chris Walters
    Email | Twitter

    Weekend Editor:
    Laura Northrup
    Email | AIM | Twitter

    Associate Editor:
    Alex Chasick | Email

    Associate Editor:
    Phil Villarreal
    Email

    Comments Moderator:
    Email | AIM

    SUBSCRIBE TO Consumerist RSS

    Latest News from Consumer Reports

    • Archives
    • About Us
    • Privacy Policy
    • User Agreement
    • Help
    • Contact Us

    © 2005-2009 Consumer Media LLC