Consumerist
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credit limits
Does Living In California Make You A Higher Credit Risk?
Paul Smith, who lives in San Diego and has a credit score of 751, had his HSBC credit card limit lowered from $7,000 to $1,400 recently for mysterious reasons. He called HSBC to find out why. More » -
The Worlds Local Bank
HSBC Cancels Traveler's Credit Card, Pays For Their Mistake
Bank of America isn't the only bank that enjoys canceling their traveling customer's credit cards. HSBC canceled my card while I was living in New Zealand, and as part of their "continuing efforts to fight fraud," sent an active replacement card to my address 9,000 miles away. More » -
best buy
Best Buy Charges $15 To Pay Bill On Time
Owners of Best Buy credit cards (via HSBC) are being charged $15 to pay their bill on time online. The only way to avoid the fee? Pay at least two business days early. More » -
credit cards
HSBC Credit Card's Pay-By-Phone Fee Is Higher Than The Bill
Why does HSBC charge $15 to make a payment over the phone? Other, often smaller, companies charge $3 or less, as MG notes in his email below. In this case, since the alternative is so unwelcome—a possible late payment, and a corresponding hit on MG's credit score—it seems pretty outrageous to hold him hostage to a $15 fee. More » -
racism
HSBC, Wells Fargo Accused Of Racism In Mortgage Issuing
The NAACP this week filed a class action suit accusing Wells Fargo and HSBC of charging unfairly high interest rates to African American homeowners with high incomes and high credit scores. The banks were quick to slap down the charges as "totally unfounded and reckless," even in the face of convincing evidence from the NAACP. More » -
hsbc
Dear HSBC, I Promise I'm In Norway
Listen, HSBC Fraud Department, we need to talk. We know it sounds like a joke, but Phil is actually in Norway. We're sure people call all the time and navigate your byzantine series of computer menus just to tell you hilariously absurd lies like "I'm leaving the country, here's my forwarding contact information." We're sure labeling every foreign transaction as potential fraud isn't nearly as fun as caring about the part of Phil's account notes where it says "Travel advisory: In Norway." The one joy of this endless runaround, the one nugget worth sharing, is that every time you flag a transaction, Phil gets to call you collect, and calling international collect makes a huge difference... More » -
phone numbers
Secret Phone Numbers And Email Addresses To Reach Executives At 101+ Companies
Inside, email addresses, phone numbers, and addresses for over 100 different companies to inject your customer service complaints into their corporate executive offices, and get it well on the way to success.
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phone numbers
Updated: Reach HSBC Executive Customer Service
If regular HSBC customer service are being bitches (as they are wont to do) and you're not making any headway, try calling 877-472-2005 which is the number to reach HSBC executive customer service. Also, a number for card services is 831-755-6699.
(Photo: Maulleigh)
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american express
Amex Tops JD Power Credit Card 2008 Customer Satisfaction Survey
JD Power and Associates ranked American Express at the top of their 2008 Credit Card Satisfaction Study. Customers gave the company high marks in interaction, billing and payment processes, reward programs, fees and rates, and benefits and services, with the first three factors standing out in particular. Capital One and HSBC, which target revolvers with lower credit scores, received the worst marks. Oddly, Discover got second place. People must really like their two-cycle billing (see "Two-Cycle Billing And Why It's Evil"). Full rankings inside... More » -
hsbc
Computer Glitch Renders Thousands Of HSBC Accounts Inaccessible
HSBC's core banking system has been hosed for almost a week, preventing thousands of customers from knowing how much money is stashed in their accounts. The widespread problem is limiting access to HSBCDirect accounts, and at least 8,000 Catholic Health System employees up in Buffalo are still waiting for their direct deposit payments to materialize. More » -
hsbc
HSBC Extends 3.5% APY Online Savings To Sept 15
HSBC sent around a big cheery email to let everyone know that they've extended the promotional 3.5% rate on their online savings account until September 15th.
More »
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success stories
Another EECB Scores Direct Hit On Best Buy And HSBC, Saves You $180
EECBs are scoring direct hits on HSBC and Best Buy. Reader Chad was having the same problem with his Best Buy credit card that reader Jason wrote in about. After he saw Jason's successful EECB he launched one of his own. Reade Chad's letter and Best Buy's response inside. More » -
complaints
HSBC Refunds $35 Fee, Not To Correct Their Mistake, But Because You Have A Deadly Brain Tumor
Brian, who is suffering from an inoperable malignant brain tumor which may kill him in a matter of months, writes he's having with troubles with his Orchard Bank (aka HSBC Bank Card Services) credit card: More » -
success stories
Case Closed: HSBC Won't Tell You Someone In Bulgaria Is Stealing $2,000 From You
Last week reader Keith told us how scammers in Bulgaria siphoned $2,000 from his account, and his story snowballed into an entire HSBC class breach. Now Keith tells us that he has all the money back. He writes:Once I was able to get in touch with Robert Olejniczak of corporate security he was extremely helpful, concerned and empathetic. The missing money was credited back to my account on 2/25, 6 business days after it went missing. I just received a letter in the mail stating that the "investigation is complete." I guess they figured they didn't need to do much investigating to determine that I couldn't be swiping my card at a diner in Manhattan and in Bulgaria withdrawing large sums from an ATM at the same time.
They even gave him $.02 in interest, how nice. -
identity theft
HSBC Fraud Story On WNBC4
If you live in the New York Metro area, tune into NBC channel 4 like right now to see a followup on the widespread HSBC fraud story we broke. They interview Corey, the fiance of Emily, a Consumerist reader and HSBC fraud victim. WNBC tells us that the FBI said they they were generally aware of fraud in the area, but not this specific HSBC matter, and will be looking into the case. It's par for the course that the bank would be more interested in avoiding bad publicity quiet than going after the scammers stealing your money. UPDATE: Just watched it, HSBC is saying that a credit card payment processor lost the customer data and so other banks could be affected too. However, when WNBC contacted other banks, Chase and Citi said they had not heard of missing money, Mastercard said they have not issued a system-wide alert, and VISA said they're looking into it. -
consumer alert
HSBC Confirms Customer Card Data Was Stolen
HSBC confirmed that thieves stole card payment data from the bank and they were reissuing 6,000 atm/debit cards to customers affected by the breach. One Consumerist reader, Keith, had $2000 stolen from him via an ATM in Bulgaria, and another, Emily, had $2,800 siphoned from her account from ATMs located clear across the country. (Emily also got interviewed on WCBS and we got a mention and a screenshot). Checking the comments section, it looks like 11 other Consumerist readers were affected by the HSBC fraud as well, with a number of the fraudulent withdrawals being made from Montreal and Canada. Sounds like the thieves stole the data, which contained both card numbers and PIN codes, and then cloned ATM/debit cards. If you're an HSBC customer, might be a good time to change your PIN number.
hsbc
New York, 7:17 AM
Sun Nov 22
8 posts in the last 24 hours
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