homeownersinsurance

Stuck With A Forged Check? Homeowners Insurance To The Rescue
The bad news: Someone passed a bum personal check to you as a payment. The good news: Your homeowners insurance policy might cover you — even if you got stiffed with bogus cash. More »

Why It Might Make Sense To Insure Your Garden
Money may not grow on trees, but it can take a lot of green to make a garden look good. Vegetation in and around your home may be an afterthought when it comes to insuring your home, but your policy should match the level of care, work and funds you put in to your greenery. More »

Should Your Driving Record Impact Your Homeowner's Insurance?
You don't need a driver's license to own a home. You don't need to own a home to drive a car. But Allstate insurance has launched a product in Oklahoma that looks at policyholder's driving records when determining their homeowner's insurance rates. More »

Allstate Won't Cover Bat Infestation Because It Thinks Bats Are Rodents
The words "bat" and "rat" rhyme and some folks have been known to refer to bats as "flying rodents," but that doesn't make it so. If only someone would tell this to the folks at Allstate, who have told a California homeowner that it won't pay to rid her home of bats — something it had previously covered — because the insurance company now believes bats are rodents. More »

Fungus Devours House, Insurance Company Error Leaves Homeowners Holding The Bill
Like a freeloading cousin who shows up unexpectedly, a rare fungus moved in and quickly took over a California house. The homeowners say they got it in writing from its insurance company, Safeco, that it would pay for the hundreds of thousands of dollars in damage and fungus removal, but the insurer says that was a mistake and is only offering to foot a fraction of the bill. More »

6 Things Your Insurance Agent Doesn't Need To Hear

—>MSN Money Central posted a list of five things not to tell your insurer.  More »

Insurers Drop Homeowners With Stinky Chinese Drywall

—>If you own a house made with poisonous Chinese drywall, you may soon have one fewer thing to worry about: paying your homeowner's insurance premiums.  More »

How To Save On Homeowners Insurance

—>With the economy in the dumper, it seems like everyone is looking for ways to save on everything. Not wanting to stand in the way of this lovefest for saving, we're proud to bring you six ways to save on homeowners insurance from Smart Money:  More »

It's Your Responsibility To Get Properly Valued Homeowner's Insurance

Speaking of disasters, our resident claims adjuster wants to remind everyone,

....the insurance company is not at fault if someone doesn't obtain the full value of their home from insurance. Knowing the value of owned property, and properly insuring that for the correct value is the responsibility of nobody but the insured.  More »

Nationwide To Drop 39,000 Homeowner Insurance Policies In Florida

—>With each passing hurricane it becomes more difficult for homeowners in the gulf states to secure howeowner insurance policies. Now Nationwide has announced that they are dropping 39,000 policies in Florida. This follows announcements from Allstate and and State Farm that they were dropping 156,000 policies due to the 2004-2005 hurricane season.   More »

Liberty Mutual Punishes "Disloyal" Insurance Customer?

—>Frank Pallini thinks his property insurer might have dropped him because he changed his auto policy to another company.  More »