Seeking Pro Help With My Messed Up Money Flow

Seeking Pro Help With My Messed Up Money Flow

Reader CosmosHuman is overwhelmed by her bills. She’s current on all of them but needs help managing her money flow in a more sane fashion. She’s afraid that a CCCS (Consumer Credit Counseling Service) will “mess” with her credit report. “I really don’t want my credit reports stating I am a failure,” she writes. It’s a shame, because a non-profit, free, legit, CCCS is a really good option. [More]