health-insurance

Very Special Episode Of 'House' Tackles Health Insurance, Prescription Breast Milk

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Anyone familiar with the Fox medical hit House knows that the show's cranky, mad-genius protagonist often makes an end-run around hospital protocol, red tape and common sense. Which means the writers are often forced to omit any pesky "there's no way that's covered by their insurance" scenes. But Monday night's episode got its hands on the hot-button issue of health insurance in an almost realistic way. There was also a guy trying to get a prescription for breast milk. More »

An Incredibly Depressing Last-Minute Gift: Medical Gift Cards

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(Photo: j.reed)

What's this? A gift card? For health care? Oh, you shouldn't have! Really. You shouldn't have. Yet, medical gift cards issued by health insurers and hospital systems are increasingly more common. More »

"Public Option" Removed From Senate Health Care Reform Proposal

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(Photo: erix!)

Senate Democrats have just hammered out a new version of their proposed health care reform proposal, and as a compromise they've removed the part about requiring a government-run insurance program. The public option is still part of the proposal, but now it will only be triggered if the private sector doesn't create some new national nonprofit policies as spelled out by the government. More »

Your COBRA Subsidy Is Ending, What Now?

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(Photo:RussBowling)

The American Recovery and Reinvestment Act of 2009 (ARRA) provided a 65% reduction in premiums for health benefits under the Consolidated Omnibus Budget Reconciliation Act of 1985, which you probably know as COBRA. Now the benefits are ending for the first wave of unemployed people who signed up at the beginning of the program. More »

Depressed Lady Loses Benefits Because Of Her Facebook Photos

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A depressed woman has lost her benefits because her insurance agent found Facebook photos where she appears to be having fun.  More »

Health Care Reform Bill Passes House - What's In It?

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The House version of the health care reform bill passed the House on Saturday night. Now it needs to be merged with some sort fo Senate version of the bill and signed by the President to become law. So how does this reform bill actually affect consumers?  More »

Blue Shield: Bleeding From Your Breasts Is Not An Emergency

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One day, a California woman woke up to discover her t-shirt soaked in blood. The source? Her breast. She immediately went to the emergency room, and the cause of the bleeding was eventually found to be a benign tumor. However, her health insurance denied the claim, stating that she "reasonably should have known that an emergency did not exist." Yes, copious amounts of blood flowing from your nipples is really something you want to wait out.  More »

How Would Health Care Reform Affect You?

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Consumers Union has put together a breakdown of the health care bills in Congress to let you see how they would affect you, based on your age and what kind of insurance you currently have (if any). It's an interesting tool to see what the various proposed changes are.  More »

Sorry, Sir, Firefighting Is A Pre-Existing Condition

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According to internal insurance industry documents recently released to the press, the reasons health insurers cite to deny insurance to private individuals is limited only by one's imagination: cops. firefighters, construction workers, and war correspondents are among the occupations that some insurance companies have considered deal breakers. Similarly, acne, allergies, ADD, and even bunions have caused companies to deny customers coverage.  More »

Health Insurance Companies Hope For Reform For Excuse To Sell Cut-Rate, Shoddy Insurance

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Here's a dart to deflate the feel-good dreams of universal health care — those nefarious, profiteering insurance companies are actually hoping it passes.  More »

Free Health Care Receives Rock Star Reception In Los Angeles

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The past few nights, thousands of people have lined up outside of the Forum in Los Angeles. a venue that usually hosts basketball games or big arena concerts. Who's in town to attract such a crowd? Metallica? Green Day? No, even better—doctors and dentists providing free care on a first-come, first-served basis.  More »

Giving Birth And Covered By Health Insurance? $22,000, Please

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The individual health insurance market can be a scary place for Americans who turn to it for health coverage. If they're accepted to a plan at all, patients often find that their coverage isn't quite what they were promised, and limits and restrictions lead to high medical bills for covered services that aren't really covered.  More »

Cut Down On Medical Costs With These Tips

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One way to cut down on all your medical costs is to go exclusively to Dr. Mario, an impersonator of whom is pictured.  More »

Ex-exec testifies against insurance giant for 'purging' customers

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CNN reports on insurance industry whistle-blower Wendall Potter who, after working in the machine for 20 years, quit in order to right a few wrongs. Last week, Potter testified before the Senate about former employer Cigna's policy of "purging." In other words, Cigna would drive small businesses with expensive insurance claims to dump their Cigna policies.  More »

Health Insurance Kids Stick It To Special Needs Kids And Their Parents

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An InjuryBoard blog shines a light on one of the more nefarious practices of the ugly health insurance industry — the tendency of insurance companies to deny needed treatment to kids with special needsMore »

Four Financial Tools All New Parents Need

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The baby's on the way! You've got a crib, toys, and a rapidly approaching delivery date. So what else you do need? Kiplinger shares the four must-have financial tools that no new parent should go without...  More »

Man Gets $10,000 Back From Insurance Company Thanks To Metafilter

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We readily admit that there are places on the Internet other than Consumerist where one can harness the Internet hive mind to solve consumer issues. Ask Metafilter user Jason sought help when his former insurance company wouldn't stop auto-billing him, and emerged victorious, collecting the $10,000 he was wrongly charged...plus interest!  More »

Insurance Industry Still Wants To Cancel Sick People's Coverage

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As the federal government debates health care reform, the health insurance industry has some news for us. They're not going to stop canceling people's policies after they get sick. Nope. No way.  More »

No health insurance? The emergency room usually shouldn't be your first stop. Here's where you should go for help.  More »

Most Bankruptcies Caused By Health Problems Suffered By People With Health Insurance

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A recent Harvard study tells us that health problems cause more than half of America's bankruptcies, and that the vast majority of people seeking bankruptcy protection have health insurance. The study paints a hauntingly familiar picture: people get sick, insurance covers nothing, so they're forced to mortgage their homes to stay alive.   More »

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