Consumerist
Nigerian scammers
Posts Tagged “
Fraud
”
Nigerian scammers
complaints
Rogue Charges Resurrect Expired Amex Card
Patricia closed her company's American Express Delta Sky Miles card six months ago, but the expired card unexpectedly sprang to life thanks to a supplier's accidental charge. American Express laughed off the matter, saying "this happens all of the time," adding that it's Patricia's responsibility to ensure that all vendors destroy her outdated billing information. More »
bad consumer
Man Arrested For Trying To Pass A $360 Billion Check
Meet Charles Ray Fuller, 21, of Crowley, TX. He was arrested on April 22 after allegedly trying to pass a check for $360 billion at a Forth Worth Chase bank. More »
scams
More Info On The $9.87 Credit Card Scam
MGD at dslreports read our post last night about Prophotosland.com and its fraudulent charge to reader Megan's credit card. He's been following the scammers—"an organized crime syndicate operated from Eastern Europe"—for nearly three years now, and has a ton of highly valuable information on them, including their recent targeting of military personnel stationed overseas. Bottom line: cancel your credit card, Megan, because they've got access to it now—and report the charge as fraudulent rather than dispute it. More »
fraud
Prices For Stolen Credit Card Numbers Fall
The price for stolen credit card numbers is falling, with card numbers going for prices between 40 and $20 a piece. This Slate article says the reason is falling demand, because credit card companies are cutting down on fraud and making it harder to profit off a stolen number. But people with just a basic understanding of macroeconomics can probably think of another reason for falling prices...say, for instance, a supply glut. The same article even talks about the development of one-stop ID theft "supermarkets" with fixed prices and bulk discounts. Hmm, yes, critical thinking, it's good for the brain. Credit Card Numbers for Sale [Slate] (Photo: largeprime)
scams
Watch Out For $9.87 Credit Card Scam From Prophotosland.com
A reader named Megan noticed an unfamiliar charge for $9.87 from prophotosland.com on her WaMu credit card statement, so she began to investigate it. Not only had she never heard of it, but there was no website that domain, and a Google search turns up hit after hit of scam and fraud reports at various websites. It seems to be but one of numerous fronts charging fraudulent $9.87 fees to credit cards. Read Megan's story below and be sure to check out this page for a list of other bogus companies to watch out for.More »
cautionary tale
Seller Gets Scammed On Ebay, PayPal Won't Help
Matt just got his first taste of Ebay, and it wasn't good—as soon as he mailed off the Best Buy gift card to the buyer, the buyer reversed payment on Matt's PayPal account and stopped communicating with him. We're pretty sure he's screwed on this one, but does anyone have any good advice for what he can do next? More »
scams
5. "Cramming"
Completely fictional companies pass these charges onto people's credit card bills and bank accounts and cellphone bills. The processing companies just pass them on and it's up to consumers to monitor their bills and dispute the charges. So the fake company is just very nice about canceling all the charges from the people who complain, and then they rake in from all the people who don't check their bills close enough. More »
5 Credit Card Scams To Beware
5. "Cramming"Completely fictional companies pass these charges onto people's credit card bills and bank accounts and cellphone bills. The processing companies just pass them on and it's up to consumers to monitor their bills and dispute the charges. So the fake company is just very nice about canceling all the charges from the people who complain, and then they rake in from all the people who don't check their bills close enough. More »
consequences
Man Sentenced For $3.6 Million Credit Card Fraud
A Californian named Andrew Michael (not pictured at left) was sentenced to four years in federal prison last week for scamming Citibank and credit card companies by fraudulently applying for an $8.5 million commercial line of credit—some $2 million of which he spent on personal goods for himself, including "170 troy ounces of silver, 479 tubes of gold flakes, [and] a Rolex watch." More »
fraud
Verizon Doesn't Care That Someone Hijacked Your Account While You Were Serving Overseas
While Barbie was in Greece serving in the US Military, her cellphone account was hijacked by a strange scammer in Texas. (Barbie is not from Texas.) Because her Verizon account is supposed to be on hold, it took her awhile to figure out what was going on with her her supposedly dormant account. Now Verizon Wireless doesn't believe her case is really fraud, and she's sent this letter of complaint to the FCC. More »
fraud
Sears Refuses To Refund $1070 For TV They Never Delivered
Update: one day after being posted here, the issue has been resolved. Sears strikes again! They sold Tom a TV for $1,070 on Black Friday last November. "Of course, it wasn't in stock but they assured me that they could order it," he writes. They were never able to deliver it, however, so finally Tom arranged for a similar discount on another TV and bought that one instead.Now it's four and half months later, and Sears still won't remove the charge for the original out-of-stock TV from Tom's Sears Card.
More »
scams
Beware Of Buying Airline Tickets On Craigslist
If you buy airline tickets on Craigslist, you could find yourself paying for the tickets twice, thanks to this latest scam. Elliot blogs the story of a William Marleua, who who bought Southwest airline tickets from someone on Craigslist. Four months after taking the flight, a Southwest collections specialist called him and told him to pay up. Turns out the original tickets were bought using a stolen credit card, and then the real owner of the credit card disputed the charge. Here's what Southwest said about the situation, "Southwest has never been paid for the flight Mr. Marleau took. It is our business policy to collect payment from the person who flew....It's a difficult situation, but we cannot protect a customer who chooses to make a questionable purchase on Craigslist for a Southwest Airlines flight."
Scam alert: don't buy Southwest tickets on Craigslist [Elliot]
data theft
Data On Over 40,000 Patients Stolen From NYC Hospital
The New York Times is reporting this morning that an unnamed employee stole personal data on over 40,000 patients from NewYork-Presbyterian Hospital/Weill Cornell Medical Center. The theft "occurred over the past several years and included patients' names, phone numbers and Social Security numbers." As we've come to grimly expect in these cases, the hospital was made aware of the theft in January, and announced it publicly on Friday after an internal audit. "We obviously deeply regret that this has happened," said the hospital's spokeswoman, Ms. Manners. She also said that investigators are "looking into the possibility that the theft could be part of a larger criminal scheme." More »
check your serial numbers
A Tale Of Two Target Managers And A PS3 With Mismatched Serial Numbers
A reader who would like to be called CrazyNJConsumer writes in with another one of those "mismatched serial number" PS3 stories. The scenario usually goes like this: You buy a PS3. It's broken. You return it. The store checks the serial number and finds that it doesn't match. They accuse you of swapping your old broken PS3 for a new one and refuse to take the return. You are very sad. More »
identity theft
(Thanks to Volksaddict!)
Why Did Advance Auto Still Have Customer Credit Card Numbers On File From 7 Years Ago?
From the Richmond Times-Dispatch:
Advance Auto said a computer hacker may have gotten financial information of up to 56,000 customers at 14 stores in Virginia and seven other states. The Roanoke company said the customers shopped at the 14 stores from December 2001 to December 2004.Why would a company have customer info on file for so long? I found one credit card processor's FAQ which said that the max for chargebacks is 180 days, which is only in the case of when a merchant has violated merchant rules (otherwise it's 120). So Advance Auto was about 2375 days overdue for a records wipe. It's time to start tightening up the lax security standards on the retail level that have created a playground of plunder for identity thieves.
(Thanks to Volksaddict!)
fraud
Lawsuits Claim Insurers Are Choking Social Security With Unnecessary Disability Applications
Two whistleblower lawsuits have been filed recently against insurers, faulting them for requiring unnecessary and repeated disability applications with Social Security before they'll pay out any benefits. One person says her disability insurer, the Unum Group—which was only paying her $50 a month for a temporary injury she was almost certain to recover from—called her 10 times to ask her about her Social Security disability application. The woman told the New York Times "she did not need or want money from Social Security, and did not think she was entitled to it. Her doctors had told her she would recover, and Social Security is limited to people whose disabilities are total and permanent." More »
identity theft
Sprint Twiddles Thumbs While 12-Year Customers Get Scammed For $2,500
Someone hacked this couple's Sprint account, and bought four new phones on it, leaving these 12-year customers to pay over $2,500. Every time they called Sprint, the fraud department said not to worry and that the charges would be off the bill next month, but the disconnect notices kept arriving until Sprint shut off their phone. Only after a local consumer reporter got involved was the problem solved. When asked why it took so long, Sprint said, "it takes a while to complete a thorough investigation." If you're a legacy Nextel customer now with Sprint, you may want to ask about getting a PIN set up on your account. The account seemed to have been targeted (the fraud department said probably by someone inside Sprint) because it was an old Nextel account that didn't have a PIN.
Sprint charges customer $2,500 [Journal Inquirer] (Thanks to Brian!)
crime
