Fine Print
Update: Several readers have pointed out that Ann Taylor's return policy says items with prices ending in .44 or .88 are automatically deemed "Final Sale" items. Colleen is stuck with four extra dresses because Ann Taylor marked the items "Final Sale." The problem is, they did this
after she ordered and paid for them. As she notes in her email below, she has proof on her order confirmation that the dresses were not marked "Final Sale" when she bought them. She also has previous order confirmations where items have been clearly marked "Final Sale." Now she wants to know how to get Ann Taylor to do the right thing.
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home depot
Remember, Home Depot's
price match policy doesn't apply to online listings, including its own website. At his local store, Michael paid more than twice the online Home Depot price for a coaxial cable, but Home Depot refused to refund him the difference. They even say as much in small print on each page of their website. With Home Depot, be sure to call and get a valid local price quote before heading off to purchase something you saw online.
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bad packaging
Someone in marketing
really wanted to show the handmade goodness of Shaw's house brand pizza, despite the fact that there is no handmade goodness to the product at all. But not to worry! A little fine print takes care of any legal issues, and you're good to go.
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Fine Print
Look, if you're going to call your store "Mattress Giant," and you're going to have a 100% satisfaction guarantee, then don't specifically exclude mattresses.
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discover
When John signed up for a Discover card a few months ago, he noticed an interesting item in the fine print—he could opt out of binding arbitration if he sent in a written request that contained a few lines of necessary info and his signature. John followed the instructions, but Discover rejected it. Since then they've rejected his request a second time, failed to call him back when promised, and transferred him to CSRs who don't know what the word means. The latest news: now that 30 days have passed, he's no longer eligible to opt out. John's thinking about canceling the card.
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chargebacks
Longtime Consumerist reader TBT read the fine print for a credit card she recently opened with Bank of America, and discovered that buried in pages 13 and 14 is a section that limits your right to request a chargeback to your home state or within 100 miles of your home address, and only for purchases over $50. He found this shocking, but, actually, this is a limitation provided by the
Fair Credit Billing Act. If you dislike it, here's a great post of ours on
writing effective letters to Congress.
terms and conditions
A reader wrote in to ask us if we've ever seen anything like the
"Chargeback Abuse Policy" that Luxury Car Tuning in Las Vegas includes in their terms—"You agree not to file a credit card or debit card chargeback with regard to any purchase," and if you do anyway, you have to pay any fees that normally the merchant must pay when dealing with a chargeback. The reader wants to know, "Is this allowed by any merchant agreement that you know of? Sounds pretty ridiculous to me. How likely would it be that they could get away with this?"
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traveling light
Starting May 5th, Continental, Delta, Northwest, United, and US Airways are limiting coach passengers to
one checked bag per passenger. No biggie if you travel light anyway. Business and first-class passengers will get an extra bag or two, but beware of the excess luggage fees.
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atm fees
Tim was pretty sure he met all the conditions of Citibank's offer to refund ATM fees—he opened his account online and he doesn't live near a Citi Financial center. When he wasn't credited, he contacted them to ask why, and was told he had to meet the conditions he's already met. He had to contact them four times to finally get the $2.00 fee credited as per their advertising. You might be asking yourself, "All that trouble for two dollars?" Well, that's why he ends his email with this: "Can someone point me in the direction of a better bank that actually provides 'reimbursement of the fees other banks may charge you for using their ATMs' without hassle?"
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