USA Discounters: Where A $650 Laptop Ends Up Costing Army Private $8,626

The USA Discounters website advertises its financing for military servicemembers and government employees.

A discount retailer that sells itself as being friendly to military borrowers has been pushed into the spotlight, thanks to a report highlighting questionable lending and marketing tactics that lead some borrowers into lawsuits where they can’t reasonably defend themselves. [More]

Is It Time To Get A Cheap Dealer-Financed Car Loan?

Is It Time To Get A Cheap Dealer-Financed Car Loan?

With banks continuing to stick to high (well, higher) lending standards, and car dealers eager to move inventory, now could be the right time to buy a new car and finance it through the dealer, according to SmartMoney. Rates are as low as zero percent, and . “nothing beats 0%,” says Paul Taylor, of the National Automobile Dealers Association. [More]

Best Buy Forgives $500 In Interest Just Because I Asked

Best Buy Forgives $500 In Interest Just Because I Asked

Mike forgot to pay off the balance of a purchase he made on a Best Buy/HSBC credit card by the no-interest deadline and faced more than $500 in charges. On a whim, he followed our advice for launching an Executive Email Carpet Bomb and Jedi mind-tricked Best Buy into forgetting about the interest. [More]

Turn Store Financing Offers Into Interest-Earning Free Loans

Turn Store Financing Offers Into Interest-Earning Free Loans

Store financing offers like 0% down, pay nothing for 6 months, etc, can be a way to lure those who really shouldn’t be buying stuff into purchasing, but if you actually have the cash in hand already, you can leverage them into the equivalent of an interest-earning free loan. [More]

Government Helped CIT Limp Along Long Enough To Keep From Ruining Christmas

Government Helped CIT Limp Along Long Enough To Keep From Ruining Christmas

According to SpendMatters, one big reason the government burned through $2.3 billion in TARP funds for CIT even though it was buckling under debt was to try to avoid ruining everybody’s Christmas this year.

A Guide To The Bull#$@% They Say In Car Commercials

A Guide To The Bull#$@% They Say In Car Commercials

The folks at Bankrate and Yahoo! Finance have put together a guide that translates the silly things that are often said in car commercials.

Unexplained Car Payment Reversals Drive Couple Into Bad Credit

Unexplained Car Payment Reversals Drive Couple Into Bad Credit

Kristin and her husband say they’ve made all the payments on their Nissan Altima on time, but Nissan has nevertheless denied their payments and reported them delinquent to credit bureaus. Customer service won’t help, and they don’t know what to do. Their story:

Here's A Cheap Way To Install Solar Panels On Your House

Here's A Cheap Way To Install Solar Panels On Your House

Cool Tools has an interesting suggestion for home owners who want to incorporate solar technology, but can’t afford the steep investment costs: let the solar panel company finance it for you. The trade-off is you won’t save as much money as you would if you paid for them outright, but you will save some money, and the company that’s paying for the panels has a financial incentive to keep them working properly over the course of the agreement.

Time Is Running Out For Chrysler! Bankruptcy "95% Certain"

Time Is Running Out For Chrysler! Bankruptcy "95% Certain"

With a week to go before the deadline runs out on Chrysler’s bailout — it’s looking less and less likely that the automaker will be saved from liquidation.

The New Car Deals Are Piling Up — But Do You Care?

The New Car Deals Are Piling Up — But Do You Care?

BusinessWeek did a little math and discovered that if you lined up all the new financing deals, tax incentives and discounts — a new car might actually be cheaper than a late model used one. But do you care?

Yes, It's Official: That Stupid "Saved By Zero" Commercial Isn't Working

Yes, It's Official: That Stupid "Saved By Zero" Commercial Isn't Working

You, dear consumer, have abruptly stopped purchasing automobiles. GM’s sales are down 45%. Ford has sunk by 30% and Toyota, yes, that Toyota is down 23%.

Consumer Reports: 10 Car Shopping Mistakes And How To Avoid Them

Consumer Reports: 10 Car Shopping Mistakes And How To Avoid Them

Consumer Reports has compiled a list of common car shopping mistakes from their Smart Buyer’s Guide to Buying or Leasing a Car, which, of course, you can find in bookstores.

Mother's Cookies Goes Out Of Business, Kills Off Circus Animals

Mother's Cookies Goes Out Of Business, Kills Off Circus Animals

If you’re a fan of those pink and white frosted Circus Animal cookies from Mother’s, either stock up or start priming your nostalgia, because this week the company closed its doors abruptly. They’ve cited the expected reasons—the rising cost of raw materials, and an inability to borrow in the frozen credit market.

Toyota: Bad Economy, Bad Car Sales, Cheap Financing

Toyota: Bad Economy, Bad Car Sales, Cheap Financing

Toyota, long resistant to the sort of interest-free financing deals that their domestic counterparts survive on, is offering 0% interest financing on 11 of their vehicles, including Corolla and Camry, the Tundra full-size pickup truck, Matrix; RAV4, Highlander, FJ Cruiser, 4Runner and Sequoia SUVs; Sienna minivan; and Tacoma pickup truck.

How Hard Is It To Get A Car Loan These Days?

How Hard Is It To Get A Car Loan These Days?

Having trouble getting a car loan? You’re not alone. “Gas at $4 a gallon changed the type of vehicles people buy. The credit crunch, however, has changed their ability to buy,” says a car dealer. Higher interest rates, higher down payments, fewer loans, and high aversion to dings on your credit report, this Kicking Tires post has more from the front lines about banks’ new level of pickiness when it comes to putting you in your next jalopy.

Home Depot Asks: "Why Pay Cash Even If You Could?"

Home Depot Asks: "Why Pay Cash Even If You Could?"

Reader Dan thought we’d be interested in this sign he spotted in his local Home Depot. It reads: “Why pay cash even if you could?”

Not Good: Fannie Mae Loses $2.3 Billion

Not Good: Fannie Mae Loses $2.3 Billion

Fannie Mae is the nation’s largest mortgage finance company and it’s just not doing too well, says the AP. Increasing losses from foreclosures are wiping out Fannie’s revenue.

UPDATE: Consumer Takes Sleazy Prius Salesman To Court

UPDATE: Consumer Takes Sleazy Prius Salesman To Court

23 months after we first posted her story, Angela Weigold writes in with the latest update about a Prius salesmen who left multiple harassing phone messages daily, calling Anela a “whore” and put her phone number on online escort websites.