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Ask The Consumerists: What Do I Do About Credit Cards I Never Requested?

Ask The Consumerists: What Do I Do About Credit Cards I Never Requested?

I’ve gotten two of these unwanted cards in the last 12 months after signing up with two different financial institutions for two different reasons. The first was a mortgage I signed, the second for a business checking account where I was the primary account user. I’ve worked hard all my life to maintain good credit, and I don’t want these things to affect my excellent rating. What should I do now?

Read Beau’s letter and our advice, inside.