Sasha, a 9-year-old Lab mix in Colorado, was hit by a minivan while walking her human last week. She survived the accident with damage to her liver, lungs, and diaphragm that may require surgery. While her person clearly considers her a family member, the law and the driver’s insurance company see things differently. Injuries to dogs are property damage, and the company “totaled” out the dog. They did not haul her off to a dog junkyard to be used for parts. [More]
Let’s say you have an apartment. One night, you wake up to find that a liquid is dripping from the ceiling onto your face. When it turns out that the liquid was bodily fluids from a decomposing corpse, your insurance lets you know that the damage to your belongings will not be covered by your policy. Yes, this happened to someone.
Susan in Wisconsin was charged an extra $10.30 last October, even though she’d already paid the next six months of her premium in full a month before. “I thought maybe I had misread my initial bill and paid the amount said to be due,” she writes. But then it happened again last month, so she began to investigate.