So Many Fees I Couldn't Get Ahead On The Balance

So Many Fees I Couldn't Get Ahead On The Balance

R wanted to get started paying off her Capital One credit card but after missing one month’s payment she started a fee pigpile. She got overlimit fees, and then so many extra fees started piling on that she wasn’t ever able to pay them off enough to bring her balance back under her credit limit. R wanted to get started on debt reduction snowball method but could never get that first ball started because the fees were too high. Tugs at the regular customer service line to try to get some fees waived were fruitless. To untangle this Gordian Knot R had to pull out her mighty sword of executive customer service. Her story, inside…