• shopping

    Watch Out For Fees With Gift Cards

    Like candy canes and drunken family dinners, gift cards have become a Christmas staple. Bankrate has reviewed a wide number of them and published the results to help you pick the best one for your needs. To avoid fees, you should stick with "closed-loop" cards—that is, a card issued by a specific retailer for use only with that retailer. Almost all retailers now offer cards that don't expire and don't charge maintenance fees, with the notable exceptions of Macy's and Bloomingdales, whose cards both expire two years after purchase. However, several retailers—CVS, for example—still charge "dormancy" fees on cards that have been inactive for anywhere from 6 to 24 months, so be sure to check the fine print to see how this is addressed. More »

    1:57 PM on Mon Nov 12 2007
    By Chris Walters
    1,566 views, 21 comments

    Latest by mac-phisto: connecticut - no fees, no expiration date (though i do not believe it applies to bank-issued prepaid credit cards): [www.ct.gov] more »

  • mother's day

    Look Mom, I'm a Big Consumer Now

    This charming, animated, Mother's Day e-card brought to you by the Federal Trade Commission. More »
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