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    Consumerist
    • credit

      The 8 Secret Credit Scores

      Remember when AMEX lowered the credit limit of Kevin Johnson because he shopped at the wrong store? It finally showed the world that credit card companies rely on more than a FICO credit score to make decisions. More »

      10:00 AM on Sat Jun 27 2009
      By Bargaineering.com
      0 views, 47 comments

    • credit scores

      Take Your Score From 650 To 800 With The Credit Karma Report Card

      Credit Karma recently launched the free Credit Report Card service that assigns letter grades to each component of your credit score. If you want to improve your credit score, try to bring up your performance in areas where you have low or failing grades. Not every component has the same bearing on your score, so underneath each section Credit Karma tells you how much weight it has. For those who look at their reports and scratch their head, the Credit Karma report card, which is drawn from your TransUnion report, makes understanding why your credit score is the way it is a snap. Full screen shot inside. More »

      11:05 AM on Mon Jun 15 2009
      By Ben Popken
      0 views, 105 comments

      Most discussed MercuryPDX: I signed up and have fairly good grades with the exception of my utilization rate (C+ for having 0%). I more »

    • employment inquiries

      Why Credit History Employment Inquiries Matter

      Last week, we covered a story in which a job seeker was denied a job because of his credit report.

      Have you wondered why? More »

      10:48 AM on Mon Jun 15 2009
      By Bargaineering.com
      0 views, 86 comments

    • profit goggles

      Are You A Deadbeat? Suddenly You're Attractive To Card Companies Again

      "Revolvers"—customers who keep a revolving balance on their credit cards—used to be the cash crop for credit card companies. But now more and more of them are turning into expensive charge-offs, and the new CARD act is going to make it harder to acquire those riskier customers anyway. As a result, card companies are beginning to look more closely at the customer who was most hated back in the credit-orgy years: the deadbeat. More »

      10:55 AM on Tue Jun 2 2009
      By Chris Walters
      0 views, 93 comments

      Most discussed ocirats: Sorry if this is obvious to everyone else, but rather than taking the extra step of paying off my CC more »

    • There is apparently serious concern that the United States will eventually lose its AAA credit rating. [Bloomberg] (Photo:donbuciak) MORE »

      48 comments

    • credit scores

      Credit Scores: How Do They Make 'Em?

      A three-digit number that creditors use to quickly evaluate whether to give someone a loan and how favorable the terms should be, the credit score remains something of a mystery to many. How is it figured out? What matters, and what doesn't matter? The exact scoring system is a proprietary secret of the Fair Issac corporation, but there are 5 general categories, each weighted differently, that determine where you sit on the range from 300-850. In easy-to-read outline form, let's take a closer look. More »

      11:06 AM on Wed May 20 2009
      By Ben Popken
      0 views, 70 comments

      Most discussed johnfrombrooklyn: It's somewhat ironic - no maddening - that a number that is so important to so many people is determined more »

    • credit

      5 Things to Avoid Before Buying A Home

      With low mortgage rates and a battered housing market, it's a ripe time to buy a home. Here are five credit score related things you should avoid doing before buying a home. More »

      8:00 AM on Sat May 16 2009
      By Bargaineering.com
      0 views, 34 comments

    • credit cards

      Your Credit Card Company Is Building A Psychological Profile Of You

      The next time you apply for a credit card, your credit report and income will be only a part of the criteria used to determine your creditworthiness. For that matter, as long as you have the card, what you use it for will be noted and added to a growing set of data that makes up your psychological profile, which will then be referred to every time the bank deals with your or reevaluates your risk as a customer. More »

      2:59 PM on Fri May 15 2009
      By Chris Walters
      0 views, 82 comments

      Most discussed katieoh: kinda want to read my profile, not gonna lie. also, i find this fascinating. v v big brother, but also fascinating. more »

    • credit cards

      New Credit Card Rules Won't Stop You From Making Bad Decisions

      Barbara Kiviat in Time takes a look at the one aspect of credit card debt that no amount of government reform is going to fix: the human brain's tendency to fail miserably when it comes to making decisions about spending. More »

      2:08 PM on Wed May 13 2009
      By Chris Walters
      0 views, 40 comments

    • debt

      Got Debt So Bad It's Defaulted? 3 Ways To Deal

      Getting into debt is easy. Winding up in default is easier yet; all you have to do is not pay your bills for several months! So how do you deal when the lender doesn't want to wait around for you any longer and has moved on to more drastic action? Here's three ways, only two of which are advisable. More »

      4:53 PM on Mon May 4 2009
      By Sam Glover
      0 views, 43 comments

      Most discussed Blinky987: I looked into bankruptcy once just because I was curious, and it seemed like a lot of industries have lobbied more »

    • credit

      Understanding Credit Utilization

      With the recession, a lot of personal finance experts have started dispensing credit advice. They advise that you never cancel cards because it'll hurt your score. Do you know why? More »

      11:00 AM on Sat May 2 2009
      By Bargaineering.com
      0 views, 30 comments

    • science says

      Big Shocker: Students Are Abusing Credit Cards

      Sallie Mae's 2009 study of credit card use shows that students just love binging on plastic. Kids these days have more than four cards on average, and most of them carry a balance pushing $3,000. Many don't tell their parents, and almost a fifth graduate with more than $7,000 of debt. This is how meltdowns start... More »

      6:00 PM on Sun Apr 26 2009
      By Carey
      0 views, 149 comments

      Most discussed aguacarbonica: I think those tips dance around the true problem which is that many college students do not understand the impact more »

    • credit

      How Accurate Are Credit Score Estimators?

      Did you try Bankrate's score estimator when it was featured on the Consumerist two years ago? I did and I wondered how accurate that 12-question quiz was. Answer? Not bad. More »

      11:00 AM on Sat Apr 25 2009
      By Bargaineering.com
      0 views, 28 comments

    • bailouts

      Chrysler Financial Accused Of Turning Down Government Loan To Avoid Executive Bonus Restrictions

      The Washington Post has just published a story accusing executives at Chrysler Financial of turning down a $750 million government loan because they "didn't want to abide by new federal limits on pay," and instead opted for more expensive private sector financing, "adding to the burdens of the already fragile automaker and its financing company." Chrysler Financial denies the charge. More »

      5:07 PM on Mon Apr 20 2009
      By Chris Walters
      0 views, 116 comments

      Most discussed BigFoot_Pete: Why is this a problem? Chrysler has every right to choose where they get their financing--especially if certain types or sources more »

    • credit

      General Motors' Greatest Innovation? Not Cars, Credit

      Sorry to disappoint all of you who think that the two-person Segway is the most innovative thing GM has produced in its long history — it seems that the company's most important new idea was consumer credit. More specifically, convincing a nation of thrifty debt-averse tightwads that taking on debt was socially acceptable. Yes, it's true. We weren't always a bunch of debt junkies. More »

      1:10 PM on Mon Apr 20 2009
      By Meg Marco
      0 views, 44 comments

      Most discussed T Axel Jones: Rule #3 - Finance through your bank or a credit union, not the same guys trying to sell you the more »

    • student loans

      A Big-Ass List Of Student Loan Resources

      It's a tough economic climate to be graduating from school — and maybe an even tougher one for those of you trying to get financial aid. We've put together a list of some financial aid and student lending resources to help make things easier. More »

      Feature

      2:05 PM on Mon Mar 30 2009
      By Meg Marco
      0 views, 41 comments

      Most discussed QuantumRiff: One big tip, I wish someone had told me. If all your student loans are through the same company, more »

    • credit

      FICO Confirms: Reduced Credit Lines For Good Borrowers

      A study from Fair Isaac confirms that even the best borrowers are seeing their credit lines slashed as banks move to boost profitability during the recession. 16% of Americans have seen their credit lines reduced by an average of $2,200, and of them, 11% had no late payments or negative marks on their credit report. More »

      6:00 PM on Sun Mar 29 2009
      By Carey
      0 views, 86 comments

      Most discussed aguacarbonica: Does that mean that a graduating senior with little credit history would be better off opening a credit account at more »

    • debit cards

      Why Do Lenders Want You To Use Your Debit Card Like A Credit Card?

      A reader wants to know why Chase is pushing him so hard to use his debit card like a credit card when paying for things—they're promoting a contest for people who do this, and on every insert or blank space in the paperwork that accompanied his newest card, they encourage him to always select "credit" over "debit" at checkout. Why? More »

      8:09 PM on Tue Mar 24 2009
      By Chris Walters
      0 views, 137 comments

      Most discussed taking_this_easy: i thought merchants pay a single fee($0.35) per debit transaction, but a fee + % for credit or i guess for more »

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    • 1-18 of 279 for "Credit"

    New York, 3:31 PM
    Sun Jul 5
    6 posts in the last 24 hours

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