credit counseling

Founder Of Consolidated Credit Counseling Services Reportedly Tied To Payday Lenders

Founder Of Consolidated Credit Counseling Services Reportedly Tied To Payday Lenders

If you’re in dire financial straits because you thought you could take out a 275% APR payday loan only to find yourself unable to repay, do you want credit counseling advice from someone with a financial interest in the success of payday lenders? Probably not, but the founder of Consolidated Credit Counseling Services, Inc. says that his investments in the payday loan business had no bearing on his work. [More]

3 Reasons To Avoid Using A Debt Settlement Company

3 Reasons To Avoid Using A Debt Settlement Company

As the economy has weakened and unemployment has caused debt to become unmanageable for many people — one type of company has flourished — debt-settlement services. [More]

"Chase Hiked My Minimum Payment To 5 Percent!"

"Chase Hiked My Minimum Payment To 5 Percent!"

Chase just notified Greg that they’re more than doubling his minimum payment requirement. Because he and his wife are carrying such a large balance due to a promotional balance transfer offer a few years ago, this pushes their monthly payment to nearly $1,000.

How To Find Reputable Credit Counseling

How To Find Reputable Credit Counseling

If you’re having problems with your credit and need some help, consider calling a legitimate credit counseling agency for assistance. Here’s how you find a reputable one that won’t scam you.