(chickee510)

Man Tries To Beat Bank At Its Own Game With Fine Print That Gives Him Unlimited Credit

When it comes to fine print on user agreements and terms of service, I’ve found that there are those who blame companies for making these documents so long and complicated that most people will never read them (and might not even be able to understand the terms even after reading them), and then there are those who say consumers can’t complain if they don’t first read and understand everything they agree to. Here’s a story out of Russia that should appeal to both sides of that debate. [More]

House-Painters Rip Down Customer’s Patio Cover Because They Thought That’s What She Wanted

House-Painters Rip Down Customer’s Patio Cover Because They Thought That’s What She Wanted

Get it in writing. Those are four words you need to repeat to yourself over and over whenever you have someone doing work on your house. Just ask the California woman who learned that her house-painters had torn down her patio cover, not because they were clumsy or reckless, but because that’s what they thought she’d asked for. [More]

About That Un-Carrier Thing: Technically, T-Mobile Still Might Make You Sign A Contract

About That Un-Carrier Thing: Technically, T-Mobile Still Might Make You Sign A Contract

T-Mobile CEO John Legere told reporters at a big media event recently, “If you come to T-Mobile, you’ve signed your last [mobile phone] contract.” Only this is not, strictly speaking, true. If you lay out cash or bring your own device, then no, you will not have to sign a contract. when switching to Big Pink. However, customers who buy a new device on an installment plan do need to sign a contract binding them to T-Mobile for as long as they’re still making payments on the phone. [More]

(cool_colonia4711)

T-Mobile Promises Not To Extend My Contract After Replacing Phone, Extends Contract

Philip’s wife’s phone wasn’t working very well. It would power-cycle and drain its own battery, and her texts get delayed. So he set out to get her a new phone, but this was a bigger challenge than he had expected. A replacement phone without extending the family’s contract apparently wasn’t an option. He managed to get a comparable new phone at no cost without extending his contract by calling the retention line to cancel, but this concession came with a price. [More]

Double-check your contract before you sign.

Neither L.A. Fitness Nor American Express Care That Customer Was Overcharged Hundreds Of Dollars

If you’ve signed enough contracts over the years, you’ve probably signed at least one where it was amended and initialed by the signers. But when one party refuses to acknowledge that those changes were ever made, you can end up getting royally screwed. [More]

(Maulleigh)

Hurricane Forces Bride & Groom To Celebrate Wedding In A Gym While They Lose $10K On Reception Hall

Among all the recent hurricane-related horror stories coming out of New Jersey, the tale of a young couple losing $10,000 and having to hold their reception in a school gymnasium is certainly not the absolute worst, but it didn’t have to happen that way. [More]

Old Wells Fargo Contract Allows Bank To Basically Do Whatever It Wants At Any Time

Old Wells Fargo Contract Allows Bank To Basically Do Whatever It Wants At Any Time

A California couple is finding out the hard way that the contract for the home equity line of credit they’ve had for decades with Wells Fargo isn’t really what most people would consider a binding contract so much as an agreement that allows the bank to change the terms however it wants to and whenever it chooses to do so. [More]

Until You've Got It In Writing, You've Got Nothing

Until You've Got It In Writing, You've Got Nothing

No matter how skilled a negotiator you are or how pleased you are with your results, you can’t expect an agreement to hold up unless you’ve got it in writing. This goes for job offers, sales agreements, financing and leases. [More]

How To Say No To Arbitration With Your Cable Company

How To Say No To Arbitration With Your Cable Company

Here’s something neat. Comcast, Time Warner Cable, and Cablevision/Optimum actually let customers opt out of arbitration when they sign up. If you don’t want to give up your right to personally sue them in a court of law and be forced into a kangaroo court overseen by a judge whose fees are paid for by the company you’re suing, Cablevision will let you. The caveat is that you have to tell them within 30 days of signing your contract. Here’s the links and relevant contract language to opt-out: [More]

Despite Their Protests, Airlines Are Indeed Liable For Lost Luggage

Despite Their Protests, Airlines Are Indeed Liable For Lost Luggage

Many airlines have inserted “checked baggage limitations of liability” into their contracts which try to act like it’s not their fault if jewelry or gadgets somehow go missing during transit from your luggage. They’re bunkum. [More]

Restaurant Requires You To Sign Contract Forbidding Use Of
Phones & Cameras

Restaurant Requires You To Sign Contract Forbidding Use Of Phones & Cameras

The biggest hassle of dining at a buzzed-about restaurant is usually just trying to score a reservation. But one eatery in Washington, D.C., is going the extra step and requiring diners to fill out and sign a two-page contract that covers everything from its cancellation policy to cell phone use. [More]

Recession Turns Homeowner Association Fights Brutal

Recession Turns Homeowner Association Fights Brutal

Florida is full of condo complexes run by homeowner’s associations. After you’ve bought and paid for your condo, all you have to do is pay the monthly maintenance fees and you get trim lawns, a snappy billiards room, and a clean shuffleboard area. But as the economy stews in its own juices, the AP reports, some seniors living on a fixed income are having trouble making these monthly payments – and no wonder, with special assessments of $6,000 – and are getting foreclosed on by their own neighbors for as little as being 60 days past due on their fees. Some of them have also stopped making payments in protest over things like the rats, and the sewage raining on their head: [More]

Canceling Verizon Without ETF Over Fee Increase Is Hard But Doable

Canceling Verizon Without ETF Over Fee Increase Is Hard But Doable

Some readers have tried out the info from yesterday about using an increased regulatory fee Verizon is charging to get out of contract without paying an early termination fee (ETF). The most successful so far was commenter doogz, who got his ETF cut in half. Here is his story: [More]

New Fee Is Your Chance To Break Verizon Contract Without Paying Early Termination Fee

New Fee Is Your Chance To Break Verizon Contract Without Paying Early Termination Fee

It’s possible to break out of your Verizon Wireless contract in the next 60 days without paying an early termination fee because they’re increasing the “regulatory fee” they charge customers from $.13 to $.16. This is what is known as a “materially adverse change of contract” and by standard contract law, it renders the contract void if one of the parties doesn’t like the change. [More]

Richard Dreyfuss Does Dramatic Reading Of iTunes EULA

Richard Dreyfuss Does Dramatic Reading Of iTunes EULA

Most of us just blindly click “I ACCEPT” when presented with those user license agreements when we install software. I think I would pay a lot more attention if they were all give dramatic readings, like this one actor Richard Dreyfuss did of the Apple iTunes EULA. [More]

Get Cash In LA Fitness Class Action Settlement

Get Cash In LA Fitness Class Action Settlement

Gyms are notorious for not letting people get out of their membership contract and making it difficult to cancel. Now a settlement has been proposed in the class action lawsuit against LA Fitness for making customers pay a fee to end their contracts before the contract term was up. [More]

Replace A Damaged Cellphone For Cheap

Replace A Damaged Cellphone For Cheap

Rats. You just threw your phone across the room in a rage and now it’s broken. Once you regain control of your temper you decide to see about getting it repaired and find out it will almost cost as much as the phone to get it fixed. Either that, or you have to pay the full unsubsidized price to replace it because you’re not eligible for an upgrade. Turns out, as pointed out by the company insiders posting over at Insidr.net, a better idea is to call up customer customer service and ask them nicely to move your upgrade forward. [More]

Understand Common Contract Terms So You Don't Get Screwed

Understand Common Contract Terms So You Don't Get Screwed

There’s a bunch of terms and provisions that keep showing up in the contracts you sign throughout life, but do you know what they mean? Who exactly are these “Heirs, Successors, and Assigns” coming over for the contract party? Do they have dietary restrictions? What is “separability?” Will it hurt? Well, we’ll tell ya! [More]