Did you know there are more than three credit reporting agencies? Sure, you’ve heard of Experian, Equifax, and TransUnion, but what about Innovis? Smaller agencies can do just as much damage to your ability to get a good deal on credit as their bigger brethren. Learn how to pull your credit report from Innovis, inside.
A thief charged over $1,600 to my credit card at Bed Bath & Beyond. Here’s how I responded: