Sean hit a deer with his car a few weeks ago. We believe him, but his insurer, State Farm, doesn’t. It’s not like the deer, which disappeared into the woods, is going to stop by his agent’s office and testify. So they were going to use his collision coverage, which would result in an increase in his premiums or even cancellation for daring to use the comprehensive policy that he was paying for. But Sean is a lawyer, and he fought back. [More]