Those who default on their mortgages may not be off the hook for money they owe, the Sacramento Bee reports. Banks that own bad mortgages can sell the debt, and the sellers can sic collections agents after the former homeowners, sometimes years later. [More]
Richard says AT&T tracked him down to tell him he had an unpaid bill of $1,671.98, but it doesn’t owe the phone company the money because it sold the debt to an outside agency. He fears getting dinged on his credit history for a bill he believes he doesn’t owe. [More]
Ryan’s life is an Alanis Morissette song: “It’s like being told your AT&T account is paid off, and then meeting his beautiful collections agent coming after you for the money you were told you didn’t owe.” [More]
Richard bought a vehicle, returned it and bought another from the same dealership. He says Wachovia erroneously paid off the second loan instead of the first. Once he got the finance department to correct the mistake — a process that took a month — Wachovia started hassling him to make a payment for which he was never billed. [More]
Dan says he’s feeling a bit untrusted by Comcast, which has released the collection agency hounds on him, despite his bill’s due date still being a ways off. [More]
A reader wants to know whether or not he’s going to be held responsible for his fiancée’s old, bad debt now that they’re getting married. Because we went to Google Lawyer University just now, we’re happy to try to help.
Pete received a bill in the mail that has him slightly offended and amused. A health care provider has sent his balance to collections after a payment arrived late a few years ago. They will clearly be hurting if he doesn’t pay his overdue balance of ….four cents.
There are many, many good reasons why you shouldn’t purchase your home furnishings from rent-to-own outfits, but the state of Washington has discovered an exciting new one: collection tactics from Rent A Center that are so aggressive, they’re illegal.
You’ve most likely seen those surveys you receive on your receipt, or after a chat session or phone call. Most people ignore them unless they get something in return, or service was exceptionally bad or exceptionally good. According to our source R., though, not answering that survey could help the rep you’ve just talked to lose his or her job.
Add “change the name on your utility bills” to your post-breakup checklist or you’ll end up like reader Noah, who had to pay a $140 cable bill for three months of service his ex-girlfriend used after he moved out. Why? Because the bill was in his name, and if he didn’t pay up, it was his credit report that was going to suffer.
When Sean returned a rented truck to Budget Truck Rental nearly a year ago, he went through the standard inspection with an employee, who then signed off on the return. Now the company has sent a $500 bill to collection for damage they refuse to provide evidence of.
Another reader has contacted us to say that Moreno and Woods, the fake collection agency that likes to threaten and intimidate people into paying huge bills for collections they don’t owe, “called my house last night and left a threatening message on my phone for my son.” Luckily for Linda, she’s got a recording of their threat now.
Reader Zack is frustrated with General Electric because they offered to inspect and repair his washing machine as a courtesy, then after they came by they stuck him with the bill. Now they’re threatening to send him to a collection agency.
Reader Mike says that he contacted a rebate company after not receiving his check, only to find out that the company had issued a check to someone else — and then suggested he contact that person and “discuss the matter of your rebate being deposited in his account.” Um… what?
We’ve seen a few addresses that have fractions in our time on this planet, but we never stopped to think about what it was like to try to order internet at one of these locations. Turns out, its about as annoying as you think it would be. Meet Michael. His address is 914½. This problematic little fraction causes AT&T to completely freak out for two months.
Maybe there are no more debtors’ prisons, but that doesn’t mean your life can’t be screwed up by unscrupulous collection agencies.