(commorancy)

Dish Network Will Never Believe That I’m Not My Ex-Roommate

James’ roommate moved in, had Dish Network service for a while, and then moved out. The roommate canceled service before moving away. Or so he thought. Despite what James tells Dish and their collection agencies, then what his ex-roomie tells Dish and their collection agencies, they continue to come after him for the account that was never his in the first place. [More]

(frankieleon)

8 Things We Learned From FTC Report On Debt-Buyers

In spite of the many rules imposed on the debt collection industry, it still generates, by far, the largest number of complaints to the Federal Trade Commission each year. That’s why the agency recently completed a lengthy investigation into debt-buyers and why they do such a bad job. [More]

Comcast's Inept Collections Practice Is Putting My Mortgage Application At Risk

Comcast's Inept Collections Practice Is Putting My Mortgage Application At Risk

The home-buying process can be stressful enough without questionable debt from the past rearing its ugly head just as you’re applying for a mortgage. And if you deal with that debt right away, you don’t expect it to linger — and you certainly don’t expect the company you owed money to will suddenly lose all record of your account. [More]

DirecTV Account Closed In 2004 Goes Zombie, Creates Billing Nightmare

DirecTV Account Closed In 2004 Goes Zombie, Creates Billing Nightmare

Way back in 2004, Cameron had DirecTV service. When he moved, he ended his service and turned his equipment back in. At least, he thought he did. It wasn’t until this year that he learned the account had gone zombie back in 2005, charging the debit card of a bank account he didn’t watch closely for two years before going dormant–likely because the debit card expired. The zombie account had been slain, and a collection agency tracked Cameron down earlier this year to make him pay the balance on the account that he had never reactivated in the first place. Never mind that he had paid almost two years’ worth of bills without noticing it or even having a dish at the time. [More]

Maybe I Owe Cablevision Money, Maybe Not: They Don’t Know

Maybe I Owe Cablevision Money, Maybe Not: They Don’t Know

David, a Cablevision customer, recently moved outside of their service area. They were evidently sad that he left, because they just can’t let him go. Or figure out whether he owes them money or not. First he had a zero balance, then it was weeks overdue, then he had a small balance from his last month of service, then he received a letter from a collection agency. He called in to verify whether he needed to pay this bill or not, and learned that Cablevision isn’t able to send him a document stating that his balance is paid in full. Because they just can’t. [More]

Dish Keeps Making Up New Reasons Why They Want My Boyfriend's Money

Dish Keeps Making Up New Reasons Why They Want My Boyfriend's Money

Why does Dish Network keep charging Amy’s boyfriend for his old account? It could be because he made a few payments on a deadbeat roommate’s account, and then that roommate never turned the equipment back in. But he did. It could be because the account was canceled before the contract was up, and it was his name on the contract. But it wasn’t. Dish just keeps making up reasons, and are determined to get his money one way or another. [More]

I Just Want To Give Redbox $1.50

I Just Want To Give Redbox $1.50

Lindsay rented a DVD from Redbox, and kept it longer than planned. Except her card on file was closed, and they couldn’t charge the extra rental fees to it. Can they take her payment over the phone? No. They aren’t set up to handle this situation, and don’t particularly want her money. [More]

Man Sues Lender For Revealing To Wife That Another Woman Was Making His Car Payments

Man Sues Lender For Revealing To Wife That Another Woman Was Making His Car Payments

A man in Chicago has filed a lawsuit against the company that serviced his car loan for allegedly ruining his marriage by revealing, via a voice mail, that another woman was making loan payments for him. [More]

Kaiser Permanente Makes Cancelling Hard, Then Sends Me To Collections

Kaiser Permanente Makes Cancelling Hard, Then Sends Me To Collections

Tim has been stuck in a 7-month limbo with his ex-health insurer Kaiser Permanente that he is trying to break it off with. First he was told to write in a fax that said “I [name here] no longer want health care coverage by KP.” Then it turned out they gave him the wrong fax number, which he found out after he got a bill for missing payment. He called back and got the right fax number, was promised a refund and prorated payment, and sent in all his info. Instead, he got back a letter from the collections department. [More]

Al Franken Wants To Put An End To Abuse By Debt Collectors

Al Franken Wants To Put An End To Abuse By Debt Collectors

A few months after Minnesota Senator Al Franken convinced the FTC to look into the practice of debt collectors having arrest warrants issued for people with less than $100 in debt, the former SNL star announced that he will be introducing legislation to put an end to some of the collection industry’s more abusive practices. [More]

Allstate Screws Up, Costs Me $100

Allstate Screws Up, Costs Me $100

Joseph says Allstate is sticking him for more than $100 in unwarranted charges because he was so bold as to switch his policy over to a new car. He says none of his arguments have convinced the company to correct the charges and the bill has gone to collections. [More]

Help, Expedia Sold My Chargeback To A Collection Agency!

Help, Expedia Sold My Chargeback To A Collection Agency!

Ed and his wife successfully filed a chargeback against Expedia for a canceled trip earlier this year. Now he’s being dunned by a collection agency for the amount that Amex refunded him. [More]

Urban Active Gym Appears Lets You Cancel, Then Charges You More

Urban Active Gym Appears Lets You Cancel, Then Charges You More

Gyms are notorious for being difficult to cancel your membership at, so at first Heather thought hers was different. They even backdated the cancellation date so she wouldn’t pay for the full month. So nice! A month later, collections called her. [More]

Western Dental Upsells Relentlessly, Then Pulls Dirty Trick With Billing

Western Dental Upsells Relentlessly, Then Pulls Dirty Trick With Billing

Ryan recently went to a clinic operated by Western Dental Centers, a franchise that operates in California, Arizona and Nevada, and now he regrets that decision. He writes that first he was forced to endure $800 worth of upsells while he was stuck in the chair, even though he was just going in for a cleaning. What happened with billing, though, was worse and may lead to lasting credit issues. [More]

AmEx Keeps Bugging My Coworker To Track Me Down

AmEx Keeps Bugging My Coworker To Track Me Down

David owes a bundle to American Express, but wishes the company would keep the debt between them. Instead, he says AmEx is calling around on him, tracking down a coworker in order to harass David into paying up. [More]

Verizon Bill Collector Threatens To Blow Up Man's House

Verizon Bill Collector Threatens To Blow Up Man's House

A man in New Mexico is suing Verizon Wireless over a series of harassing phone calls made by Verizon bill collectors last year. The man, Al Burrows, says the calls were concerning a relative’s unpaid cellphone bill. When he hung up on one of them, the disconnected Verizon rep called back, said she knew where Burrows lived, and added, “I am gonna blow your mother fucking house up.” [More]

Wells Fargo Pulls $4,000 From Checking Account To Repay Student Loan

Wells Fargo Pulls $4,000 From Checking Account To Repay Student Loan

When you borrow from a bank where you also keep your day-to-day cash, you might be opening yourself up to problems down the line. Most banks have a right of setoff, which means they can tap other accounts you hold with them to repay themselves money you owe. For a woman in Atlanta, this meant Wells Fargo legally drained her checking account without warning, leaving her and her husband with no cash and $385 in overdraft fees, due to some ongoing confusion over a student loan. [More]

Citibank Helpfully Sends $0.00 Collection Letter

Citibank Helpfully Sends $0.00 Collection Letter

Citibank is so funny! They sent G. a prank collection letter for her student loan. Even though she doesn’t owe a balance. Hehe! April Fool! [More]