Arbitration May Be Dead, But Courts Offer Imperfect Alternative

Arbitration May Be Dead, But Courts Offer Imperfect Alternative

Last month, the Minnesota Attorney General brought an oppressive arbitration regime to its knees. Nation Arbitration Forum handled over 200,000 arbitrations per year. But many of those cases will end up in the 50 states’ district courts, where consumers may fare no better.

Marketers Announce They Will Bring More Transparency To Personal Data Collection By 2010

Marketers Announce They Will Bring More Transparency To Personal Data Collection By 2010

Several major advertising trade groups announced yesterday that starting in 2010, they will implement a new set of self-imposed guidelines on how they collect and use your personal info, in an attempt to prevent the government from handing down federal regulations.

NY Attorney General Shuts Down Abusive Debt Collection Operation, Puts Owner's Rap Career On Hold

NY Attorney General Shuts Down Abusive Debt Collection Operation, Puts Owner's Rap Career On Hold

The New York Attorney General shut down a network of debt collection agencies today that were run by convicted felon Tobias Boyland, who along with his colleagues impersonated police officers, threatened debtors with arrest, and told them they were being sued in civil court. Boyland is also an author and a musician, and he has an awesome website, bagsofmoney.us, which—warning—launches into a street-friendly rap song as soon as it loads.

Is Volkswagen Violating The Fair Debt Collection Practices Act?

Is Volkswagen Violating The Fair Debt Collection Practices Act?

Tim’s neighbor received a call from VW Credit asking her to walk across the street and leave a note on her neighbors’ front door and VW Bug asking them to call back their creditor. Calls like these are known as block parties, and they are a direct violation of the Fair Debt Collection Practices Act.

Should The Government Set Up A "Do-Not-Track" List?

Should The Government Set Up A "Do-Not-Track" List?

One of the most popular sentiments expressed by readers on our blog is “be a smart consumer.” Now two privacy advocacy organizations are calling for the creation of a “do-not-track” list that would protect registered users from online data collection. They argue that a list is needed because too many consumers won’t or can’t understand the methods behind online tracking. To illustrate, one of the organizations “pointed to a 2005 University of Pennsylvania survey in which only 25 percent of respondents knew that a Web site having a privacy policy doesn’t guarantee that the site refrains from sharing customers’ information with companies.” But a do-not-track list is overkill, and a fearful reaction against emerging technologies.