<![CDATA[Consumerist: ChoicePoint]]> http://cache.gawker.com/assets/base/img/thumbs140x140/consumerist.com.png <![CDATA[Consumerist: ChoicePoint]]> http://consumerist.com/tag/choicepoint http://consumerist.com/tag/choicepoint <![CDATA[ Consumer Sues Choicepoint For Saying She Was In An Accident She Wasn't In ]]> icanhazinsurence.jpgAngie Duckworth is suing Choicepoint and State Farm for $75,000+ for reporting her as being in an accident she wasn't in, and messing up her credit report.

According to the suit, Angie Duckworth's father let an acquaintance, Angie Jones, borrow a car in 2002. Ms. Duckworth reported the accident to State Farm, who erroneously reported her as being the driver. (Apparently they can't understand how two women could have the same first name but different last names).

After discovering the wrong information in 2004, the plaintiff asked State Farm to fix the info and they agreed to. In 2006, the wrong information was still on her report, which could harm her ability to get insurance in the future. At one point, contends the lawsuit. "Choicepoint told Plaintiff in order to dispute the wreck she would need to contact State Farm directly. Choicepoint falsely hid from Plaintiff that she should dispute directly in writing with Choicepoint."

Choicepoint is one of the largest consumer reporting agencies in America, and it seems to be beholden to none of the citizen's whose data it manages/mangles.

If you manage to find that Choicepoint has minsinformation in its records on you, you can lobby to have it fixed by writing them a letter.

ChoicePoint Insurance Consumer Center
P.O. Box 105108
Atlanta, Georgia 30348-5108
1-888-497-0011 (toll free); Monday - Friday, 8:00 AM to 7:00 PM EST
www.consumerdisclosure.com

Clashing With Choicepoint - One Consumer's Challenge [Alabama Consumer Law Blog]
(Photo: I Can Has Cheeseburger?)

]]>
Mon, 16 Jul 2007 09:42:11 EDT Ben Popken http://consumerist.com/index.php?op=postcommentfeed&postId=278723&view=rss&microfeed=true
<![CDATA[ Do A Background Check On Yourself ]]> lookingovershoulder.jpgCompanies can order all sorts of reports on you and make judgments about you, from banks, to landlords to employers. Here's how you can see the data they're seeing and make sure the record is right.

Employment Report
ChoicePoint (866) 312-8075

Check Writing History Report
ChexSystems (800) 428-9623

Shared Check Authorization Network (800) 262-7771 Fax: (800) 358-4506
TeleCheck (800) 835-3243.

Residential and Tenant Reports
ChoicePoint: (877) 448-5732
Safe Rent (888) 333-2413
UD Registry (818) 785-3905

Medical History Reports
MIB (866) 692-6901

Insurance Claims Reports
ISO A-Plus Report (800) 627-3487

Thanks to the Fair Credit Reporting Act, you're entitled to one of each report below per year for free. — BEN POPKEN

The "Other" Consumer Reports [Privacy Rights Clearinghouse]
(Photo: Getty)

]]>
Fri, 01 Jun 2007 12:54:59 EDT Ben Popken http://consumerist.com/index.php?op=postcommentfeed&postId=265223&view=rss&microfeed=true
<![CDATA[ Get A C.L.U.E. Report ]]> carsmashyhouse.jpgWhoever thought a car crash could affect your house? Even if you weren't even involved in the car crash?

That's what Jim Deck found when his renter's insurance nearly doubled. His CLUE, or comprehensive loss underwriting exchange, report, said that he had been in an accident. This report was shared with the insurance company handling his renter's insurance. It turned out though he was never in this accident, his mother was, and because they had lived at the same address, ChoicePoint decided to attribute it to Jim as well.

You can get a copy of your CLUE and check it for errors here, or by calling 1-866-312-8076. Federal law says you get one free one every year. — BEN POPKEN

Little-Known Report Impacts Insurance Rates [WSMV] (Thanks to Bob!)

]]>
Wed, 23 May 2007 19:27:48 EDT Ben Popken http://consumerist.com/index.php?op=postcommentfeed&postId=263015&view=rss&microfeed=true
<![CDATA[ Choicepoint Coverage Lands Consumerist in NYT ]]> Welcome, readers from this morning's NYT business section.

Here are some links germane to our mention.

Poll showing Choicepoint voted 2nd worst company in America.
View our Worst Company in America saga.
Previous Consumerist posts about Choicepoint.

Learn more about this blog and how to use it, here.

Thanks for visiting! — BEN POPKEN

]]>
Sun, 12 Nov 2006 11:42:12 EST Ben Popken http://consumerist.com/index.php?op=postcommentfeed&postId=214201&view=rss&microfeed=true
<![CDATA[ Worst Company in America: FINAL ROUND ]]> Don't forget to vote in the Worst Company in America poll! Polls close Friday.

This is THE LAST ROUND before we crown the grand champion.

Don't like the way the results are going? Get some friends in on the action.

Gawker Media polls require Javascript; if you're viewing this in an RSS reader, click through to view in your Javascript-enabled web browser.

Previously: Worst Company in America: Tier 3 Results

]]>
Thu, 23 Mar 2006 08:40:10 EST popkin http://consumerist.com/index.php?op=postcommentfeed&postId=162403&view=rss&microfeed=true
<![CDATA[ Worst Company in America: FINAL ROUND ]]>

Winners announced this Friday.

]]>
Mon, 20 Mar 2006 08:55:32 EST popkin http://consumerist.com/index.php?op=postcommentfeed&postId=161553&view=rss&microfeed=true
<![CDATA[ Don't Forget to Vote, ChoicePoint vs US Government ]]>

Every vote counts. Voting remains open until Sunday. This is the second to last tier. The winner of this match and the one below go head to head, starting Monday, in the battle to be the Worst Company in America.

Like Highlander, there can be only one.

]]>
Thu, 16 Mar 2006 14:31:12 EST popkin http://consumerist.com/index.php?op=postcommentfeed&postId=161035&view=rss&microfeed=true
<![CDATA[ HR 3997: Worst Bill Ever for Identity Theft? ]]> mask.jpgHR 3997 might be a bill to watch if you're concerned about your data getting sold to identity thieves by companies like ChoicePoint

Remember them? They're battling the US Government to reach the finals in the Worst Company in America poll.

Check it out, after the jump.

At stake is Congress' consideration of HR 3997, which Ed Mierzwinski of US PIRG calls the "worst bill ever." According to his blog entry, sent in to us by Chris of Epic.org, Ed claims the bill would:

  • "Fail to even lightly regulate the activities of data brokers like ChoicePoint, the unregulated company that sold 163,000 dossiers to identity thieves (other than to subject them to the same weak data security rules that shoe stores would be subject to under HR 3997)."
  • "Establish a trigger for data breach notification that experts believe would result in no notices to consumers, because the standard is too high. We only know about the 100 breaches that have occurred since Choicepoint because of the strong California trigger."
  • "Expressly disallow state Attorneys General from protecting their citizens from privacy invasions."

Read and decide for thyself, oh consumer. Also read this letter signed by 10 groups, some of the consumer advocacy groups (we can tell because the word consumer is in their name) opposing the bill.

The House Financial Services Committee is slated to begin voting on HR 3997 beginning today.

]]>
Wed, 15 Mar 2006 14:08:22 EST popkin http://consumerist.com/index.php?op=postcommentfeed&postId=160757&view=rss&microfeed=true
<![CDATA[ Round 13: US Government vs. ChoicePoint ]]>

Allegations about ChoicePoint here.

]]>
Fri, 10 Mar 2006 08:50:59 EST popkin http://consumerist.com/index.php?op=postcommentfeed&postId=159574&view=rss&microfeed=true
<![CDATA[ Round 11: Southwest vs. ChoicePoint ]]>

Who is Choice Point? Allegedly, a front for Data Mining for over 25 federal agencies. More here.

Previously

]]>
Wed, 08 Mar 2006 07:30:43 EST popkin http://consumerist.com/index.php?op=postcommentfeed&postId=159083&view=rss&microfeed=true
<![CDATA[ Worst Company in America: Tier 1 Results ]]> Ladies and Gentlemen, your Tier 1 champions! Some no-brainers, squeakers and absolute pummeling.

Despite our best efforts to cast Target as an evil interloper, Walmart took the gold. Sprint barely beat Verizon by 18 votes, despite Verizon having such vaunted customer service. And in a surprise upset, the US government, despite not "officially" being a corporation, beat Enron by 169 votes! You go, girl!

We understand Tier 2 will be filled with trouncing. This is our first ladder we've ever made, sorry. While you were betting on basketball, we were touching ourselves.

Having eliminated all the lesser of two evils, Friday's shakedown for Tier 3, will be hot.

We're talking Paris Hilton hot.

In other news, NPR's Marketplace says they're going to interview us this afternoon about this poll. This will be a great way to reach all those execs and vp's who can't read the New York Times. We wonder if we're allowed to bring in our own sound effects.

]]>
Mon, 06 Mar 2006 11:31:36 EST popkin http://consumerist.com/index.php?op=postcommentfeed&postId=158578&view=rss&microfeed=true