Now you can know what Big Brother knows about you and get access to the same dirt everyone from your boss, landlord, insurance agent, to your favorite casino has on you. Here is a comprehenisve list of websites and phone numbers for most of the “specialty” consumer reports, like your employment, rental, and check writing history. Be sure to check them out and correct any errors, before a crisis hits. [More]
Earlier this week we wrote about how BoA told Jesse he could never have an account with them, but they wouldn’t give a specific reason. A lot of readers and tipsters suggested ChexSystems was the culprit, so we asked Jesse if there was something in his credit past causing the problem.
After reading about how Jesse was banned for life from Bank of America for no clear reason, other readers wrote in with similarly bizarre BoA stories. Wayne was locked out of his new account after he opened it and charged a $75 overdraft fee. Chris was sent checks linked to a duplicate account and then charged penalties when the checks bounced. Edward’s new account was closed but the CSR refused to tell him why, and he was charged a $60 “research fee” for the closing. When Edward went to a BoA branch to clear things up, he says the employee there told him, “That’s why you don’t open up accounts online.”
There’s a happy ending to our story, “Always Look A Gift Check In The Mouth” about the guy who opened up a new bank account just to deposit a check he thought might be fraudulent and indeed, turned out to be. Fred writes: