Consumerist
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credit cards
Warning From My Dad: Beware The Minimum Payment Hike
My dad (not pictured) is one of those guys stuck on an endless credit card treadmill, pretty much maxed out to the hilt and able to cover monthly minimum payments but not much else. More » -
minimum payments
"Chase Hiked My Minimum Payment To 5 Percent!"
Chase just notified Greg that they're more than doubling his minimum payment requirement. Because he and his wife are carrying such a large balance due to a promotional balance transfer offer a few years ago, this pushes their monthly payment to nearly $1,000. More » -
marketing
Chase Marketing Credit Cards To The "Twilight" Demographic... And Creeping Them Out
Reader Chloe is a teenager, a college freshman, and she is creeped out by the ads for Chase credit cards that keep popping up on Facebook. Why? Because they want to give her "points" toward Twilight books in exchange for applying for, and using a student credit card. More » -
credit cards
Man Gets Chase To Bend To His Iron Will
Brian suffered a couple of credit card maladies: Washington Mutual shut down his credit card due to inactivity and was stuck with a high interest report and credit report hit due to two missed payments in 2006. After Chase absorbed WaMu, Brian got on the horn and worked the customer service labyrinth until he fixed both problems. More » -
personal finance
Should I Reduce My 401k And Put The Money Toward Credit Card Debt?
Our commenter Datacloud asks,
Given the state of the economy today, is it better for me to reduce my 401k to a minimum and use the extra funds to pay off my credit card debt? This is a good time to put money into the markets, based on my admittedly limited understanding, but with interest rates going through the roof (my personal Chase card went from 12.99 to 23.99), I would like to kick down my cc debt (now at around $6,000) faster. I'm currently only putting 6% in my 401k, and I'm fairly young (35). Have you advice for me?
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free money
$100 For Opening Chase Checking Account
Who couldn't use an extra $100 these days? Chase is giving $100 if you open a new Chase checking accounts. Just go here, enter an email address, take the coupon they send you to a nearby branch, and open a new checking account. Of course, there are a few caveats: 1) You have to deposit $100 into it. 2) The $100 can't come from another Chase account or an affiliate. 3) Within 60 days, you have to either make 5 debit card purchases, or set up direct deposit. 4) You have to keep the account open for 6 months or they take the $100 back. 5) If you don't set up direct deposit and you don't make at least 5 debits a month, you get hit with a fee. Still, a hundred bucks is a hundred bucks.
Official Site [Chase]
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chase
updated: WaMu Accounts Become *Almost* Totally Chase July 24
Starting July 24, 2009, WaMu accounts will get fully transitioned to Chase. After that, ex-WaMuers will be able to fully enjoy the benefits of Chase banking, like making deposits into Chase ATMs, the full range of Chase branch banking services, and the luxury of paying Chase's service fees which are higher than WaMu's were.
UPDATE: Actually, this is just the second conversion. The third and last conversion will happen in the fall.
(Photo: mr.hodgson)
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the check's in the mail
WaMu, Chase, And The Case Of The Missing Deposits
Dan's fiancĂ©e mailed a deposit envelope containing $1,150 in checks to her bank, WaMu. Someone lost the checks, but nobody will take the blame, and they simply give her the run-around. More » -
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changes to deposit agreement
Chase's Vague, Off-Putting Debit Overdraft Threat
Chase bought Washington Mutual to seize market share by expanding its customer base, but its execs seem to have forgotten to take into account that there was probably a reason customers weren't using them in the first place. More » -
bailout
JPMorgan Chase Wants To Repay Bailout Money
JPMorgan Chase, Morgan Stanley and Goldman Sachs are seeking permission to repay government bailout funds, says Reuters. More » -
rewards programs
Chase Rewards Card Nerfed
The Chase Freedom card is now nerfed. Roz writes:
I got a letter from Chase yesterday that they were nerfing the Chase Freedom card (no more 3% on certain types of purchases, no more $50 bonus with $200 cashout, so it's basically just a Discover card now).
Are there any good rewards card left? Or will we soon be looking back at rewards programs as a bygone artifact of the EZ-credit era? "Remember back in the day when credit card companies would pay people to buy stuff?" Nerf letter, inside.
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credit cards
Chase Invites Customers To Skip A Payment, Accrue Finance Charges Instead
Chase is being awfully nice to their customers in tough economic times. Many of their customers received statements this month with a minimum payment of $0, even though they have balances. How nice! Customers take a month off, Chase will just let finance charges accrue for them. More » -
crime
New York ATM Skimmer Crooks Stole $1.8 Million
Four Romanian nationals in Florida have been charged in a series of ATM skimmer frauds that targeted banks in New York City, Cicero (near Syracuse), NY, and Rochester, NY. They are charged with, among other things, aggravated identity theft and conspiracy to commit credit card fraud. According to the Syracuse office of the Secret Service, they stole $1.8 million overall. More » -
credit cards
Chase Charges You Fees For The Privilege Of Being Charged Fees
Corbin had a very confusing experience with his Chase credit card. Because of a unexplained returned payment by his bank, his $30 automatic minimum payment led to $156 in late fees, overlimit fees, returned payment fees, and a fee charged, as far as I can tell, for being charged fees. More » -
how to
Never Get A Chase Over-The-Limit Fee Again
Stop the presses! You know how most banks are glad to let you charge more than your credit limit and then charge you fees for the "courtesy?" CreditMattersBlog reports it turns out Chase will let you block these "over-the-limit" purchases. You just gotta call and ask for it, 1-800-432-3117. If you're a Chase credit card customer and sometimes find yourself going over your credit limit and incurring fees, putting an over-the-limit block on your account could be just the thing.
Over-The-Limit Block At Chase Could Save You Money [CreditMattersBlog] (Photo: gemteck1)
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government
We're Outsourcing Food Stamp Jobs To India
Poverty in America is creating jobs for people overseas, says ABC News. The saga began when a Florida resident's hours working as a nanny got cut back when her boss' hours also got cut. She called a toll-free line to inquire about her food stamps and noticed that the call center obviously wasn't in the US. More » -
chase
You Curse At One Customer Service Representative, You Curse At Them All
Brad learned the hard way that asking a Chase customer service representative "WHAT THE F*** IS WRONG WITH MY ACCOUNT?!" is not the best way to find out what the f*** is wrong with your account. Brad had fumbled a wire transfer that temporarily shut down access to his card. He called to restore access, but the card still wouldn't work. At this point, Brad decided to curse at the CSR and hang up after being placed on hold for thirty seconds. When he called back, he was surprised to learn that the next CSR knew that he had just cursed at a colleague. More » -
auto bailout
Time Is Running Out For Chrysler! Bankruptcy "95% Certain"
With a week to go before the deadline runs out on Chrysler's bailout — it's looking less and less likely that the automaker will be saved from liquidation. More »
chase
New York, 2:55 AM
Mon Jul 6
6 posts in the last 24 hours
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