chargebacks

Can I Use A Chargeback On A No-Show Electrician?
By Laura Northrup on May 1, 2012 9:30 AM  
Penelope and her husband hired a licensed electrician/handyman she had worked with before to replace the breaker in her house. Miscommunication and what looks like laziness on the electrician's part meant that he missed several scheduled appointments-stopping by but not calling, then just not showing up at all. Now he's charged their credit card, but is ducking their calls and won't come out without being paid for another service visit. So Penelope and Mr. Penelope did what any sensible person would do: installed the breaker themselves, and requested a chargeback. More »

How The Different Credit Card Issuers & Networks Handle Chargebacks
By Chris Morran on February 21, 2012 11:24 AM  
Whenever someone has a dispute with a merchant over a credit card charge, we always suggest they attempt to issue a chargeback through their credit provider. But not all card issuers and credit card networks handle chargebacks in the exact same way. More »

PayPal Says Man Owes Nearly $300 For Dispute That He Won
By Chris Walters on August 30, 2010 10:30 AM  
Kentaro already went through a dispute resolution with PayPal for an HTC Droid Eris he sold on eBay. He says the reason for the dispute no longer exists, and anyway, he won and that was supposed to be the end of it. But now he owes $287, according to PayPal. More »

Help, Expedia Sold My Chargeback To A Collection Agency!
By Chris Walters on August 23, 2010 10:30 AM  
Ed and his wife successfully filed a chargeback against Expedia for a canceled trip earlier this year. Now he's being dunned by a collection agency for the amount that Amex refunded him. More »

Luxottica Customer Service Is Just As Broken As Your Sunglasses
By Chris Walters on July 20, 2010 11:30 AM  
As we noted last week, Luxottica is the company behind pretty much all eyewear on the market these days, and you know what that means when it comes to customer service: if you don't have to compete to keep your customers happy, why bother? That's why Patricia is facing a ridiculously high repair fee, but can't get through on the provided phone number to tell Luxottica to cancel the repair. In fact, every time she calls she's put on hold and then disconnected. More »

Help, Expedia Sicked Debt Collectors On Me After Botching My Hotel Reservation!
By Carey Alexander on July 10, 2010 1:45 PM  
Poor Victoria, all she wanted was a queen sized bed. Expedia told her she had one, but when she arrived at the Mosser Hotel, what she found was a double bed and a moldy room. After both Expedia and the Mosser refused to issue either a credit or an apology, Victoria called American Express, which quickly issued a full refund. Now, Expedia has decided to get their money back by sicking debt collectors on Victoria. More »

Rained-Out Concert Disaster Leads To Successful Chargeback
By Laura Northrup on September 13, 2009 3:30 PM  

—>Ben wrote in a few weeks ago to share his successful chargeback after he and his girlfriend were rained out of one day of their three-day passes to the recent All Points West festival in New Jersey. His story raises questions about the definitions of the term "rain or shine."  More »

Zipcar Ceases To Zip For Temporarily Stranded Customer
By Chris Walters on August 19, 2009 1:20 AM  

—>We've always heard good things about Zipcar—the biggest complaint from friends here in NYC is that reserving one in the summer requires a lot of patience. Jen and her friend, however, just had an experience that was so bad that Jen finally had to dispute the charges on her card, and now she says she'll never do business with them again. Based on her encounter with them, we think she has a good reason to feel that way.  More »

Man Gets $10,000 Back From Insurance Company Thanks To Metafilter
By Laura Northrup on June 22, 2009 4:27 PM  

—>We readily admit that there are places on the Internet other than Consumerist where one can harness the Internet hive mind to solve consumer issues. Ask Metafilter user Jason sought help when his former insurance company wouldn't stop auto-billing him, and emerged victorious, collecting the $10,000 he was wrongly charged...plus interest!  More »

What Do You Do When Family Friends Don't Provide The Furniture You Already Paid For?
By Chris Walters on June 12, 2009 6:32 PM  

—>Ryan is stuck in a bad situation. His father is friends with a the guy who owns a local furniture store, and the store has failed to deliver some custom-made furniture that was fully paid for up front as a goodwill gesture. Now Ryan wants the order canceled, but the owner and his wife are refusing to cooperate.  More »

Store Goes Out Of Business Before Delivering Crib
By Chris Walters on June 11, 2009 12:29 AM  

—>Christopher and his wife bought a crib through a local store, and two and half months later they still haven't received it. Now the store is going out of business, and Christopher isn't sure what he can do to get his money back.  More »

HealthyBack Forces Free Pillows On Customer, Then Charges Him $120
By Chris Walters on May 18, 2009 8:47 PM  

—>Tony bought a Tempur-Pedic mattress from healthyback.com last December, and they sent him two pillows as a "free gift." Tony didn't want the pillows, but HealthyBack refused to take them back, and assured him they were part of a promotion.  More »

ImLive.com: Disputing An Erroneous $450 Porn Charge Is A "Serious Violation Of Our Terms Of Use"
By Carey Alexander on May 16, 2009 8:00 PM  

—>Someone hacked reader E's account on the adult site ImLive.com and bought up $450 worth of credits. By the time E. caught the charge, half of the credits had already been used. When E. informed the site that he was planning to file a chargeback with his credit card company, he was warned that doing so would be "considered a serious violation of our terms of use." The site's suggested alternative was simple: they would restore the used credits, and E. could watch lots and lots of porn.  More »

Top 10 Reasons Your Chargeback Will Be Denied
By Ben Popken on May 6, 2009 12:00 PM  

—>A reader who works in the chargeback section of a major credit card company has just about had enough with people tossing around "chargeback! chargeback!" as the solution to every customer service problem. While it is a great tool, you gotta make sure you use it right. To help you do that, here's our credit card company insider's guide to the top 10 reasons why your chargeback will get rejected.  More »

Woman Who Missed Obama's Inauguration Starts $10,000 AmEx Chargeback
By Chris Walters on March 26, 2009 1:24 PM  
American Express has given her an "interim" refund in full, pending a review that will involve the credit card company presenting to PIC officials all of Blessman's documentation on the services she feels she was denied.  More »

DSW's Dirty Trick Backfires; Now Customer Has Free Shoes
By Chris Walters on February 11, 2009 11:47 PM  

—>DSW is playing dirty with Brook, who tried to legitimately order two pairs of shoes on January 30th. Due to an error on DSW's side, the order was never fulfilled. He called and resolved the problem and they re-processed the order, but a few days later DSW decided to send the order a second time, and this time they jacked up the price by $20. They won't let him cancel the order and say they'll only refund the smaller of the two amounts if he returns it. Surprise, DSW! According to the FTC, you just sent Brook some free shoes.  More »

Reporter Pays Double MSRP For G1 Phone, Uses Flashmob To Get Revenge
By Ben Popken on December 4, 2008 11:45 PM  

—>A Time Out New York reporter paid nearly double MSRP for a new G1 phone she bought off Times Square from Cellular Stop. After she realized she'd been had (internet access and texting were sold to her as "add-ons"), she went back to the store asking for an explanation. Instead, she says, six clerks began circling her and her friends, screaming and cursing and threatening to "break" their "fucking faces." Her friend was tossed against a wall and another clerk tried to smash her camera.  More »

ALDO: Sorry For Sending Wrong, Broken Sunglasses, Here's Free Shipping (But No Refund)
By Ben Popken on November 6, 2008 4:01 PM  

—>I ordered some sunglasses from ALDO. They arrived in a bubble-mailer, with a broken bridge. They were also the wrong color. I filled out their online return request and selected "defective" from the dropdown box. A couple days later they replied with their compensation "offer" - free shipping off my next order. Um, no. Making their offer even less satisfactory, ALDO just sent me a separate email general promotional email with a coupon code for free shipping. So I replied back describing the situation in more detail and asking point-blank for a full-refund. If they don't give me a refund, I'll do a chargebackMore »

Dressless Brides Picket Bankrupt Millburn NJ Bridal Shop
By Ben Popken on November 3, 2008 10:43 PM  

—>About 10 women who paid up to $4,000 for dresses they never received picketed the bankrupt Calvary Bridal House in Millburn, NJ this past weekend, screaming and holding hand-made signs that said things like "Fraud" "Scam" and ""Bride in stress, where's my dress?"  More »

Do The Math, Southwest: 25-Minute Layover, 20-Minute Security Screening
By Ben Popken on September 25, 2008 4:55 PM  
...I flew from Sacramento to the connection hub in San Diego, where I had a 25 minute layover. While I would not have chosen a 25-minute layover, Southwest doesn't give you your flight times until you've booked....the two gates were in separate parts of the building, separated by security...  More »

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