Lyft Passenger Killed In Multi-Car Crash: Whose Insurance Covers What?

Lyft Passenger Killed In Multi-Car Crash: Whose Insurance Covers What?

Normally, it wouldn’t be national news that there was a fatal multi-car crash on the highway during a heavy rainstorm near Sacramento, California. What makes this crash newsworthy is that the man who died was a paying passenger in a vehicle hired through the ride-sharing app Lyft. [More]

(Alan Rappa)

What’s The Most-Ticketed Car In America?

It’s definitely your own fault you were cruising past a cop at 15 mph over the limit, and we get it that great at parking between the lines, but if you happen to drive a Subaru WRX, you might just be doomed (not really). [More]

(БРАТСТВО)

What Happens If You Find Your Stolen Car After The Insurance Company Has Paid You For It?

We’ve heard stories in the past of stolen cars turning up years after they go missing, and joyfully reunited with the owners who thought they had lost their beloved rides forever. But what happens if your insurance company has already paid you for that stolen car — is there any way to keep it if you find it again? [More]

15 Things You Need To Know About Buying Auto Insurance

15 Things You Need To Know About Buying Auto Insurance

This is the first in a multipart “How To Not Suck…” series on insurance. Upcoming installments will cover homeowner’s, life, long-term care, and disability insurance.

Whether you just drove off the dealer’s lot in a shiny new vehicle or you’re puttering down the highway in an old clunker, you must protect yourself, others, and your two/three/four/eighteen-wheeled investment with auto insurance. [More]

(The Shabby Bunny)

Why Picking Up Extra Money Through Ride-sharing May Not Be So Wise

Ride-sharing services like Uber and Lyft have been in the news lately, mostly because of the controversial pricing structure and clashes with the taxi industry that these companies are trying so hard to disrupt. If all of this coverage has made you think, “Hey, I want to drive strangers around for some extra cash,” that’s possible with Lyft or the lower-end UberX service. There may be a danger that you hadn’t anticipated, though. [More]

(frankieleon)

As The Auto Insurance Industry Spends Billions, Fewer Drivers Switching Insurers

All those ads trying to wheedle, cajole, convince and otherwise get drivers to switch car insurers add up to billions of dollars for insurance companies. But a new study says that even with all that financial heft, fewer drivers are deciding to take the plunge and go elsewhere. That sound you hear is money sliding down the drain. [More]

(frankieleon)

Man With Uninsured $430K Lamborghini Finds $568 Ticket Outrageously High

Only the capriciousness of youth or a devoted avoidance of the realities of life could explain why someone would decide against insuring a $430,000 vehicle. The 22-year-old driver of a Lamborghini Aventador apparently believed no harm could ever befall his precious vehicle, which is the only reason we can think why he would skip insuring it. Paying a high price for such a car is apparently no biggie, but a $568 ticket? That is ridiculous. [More]

"We are real PR company employees"

Ads For Controversial Car Insurance Initiative Feature “Real People” From PR Company Hired To Promote Measure

Voters in California will soon say yay or nay to Prop 33, a ballot measure that would change the way auto insurance rates are calculated. Ads for the initiative feature real consumers talking about the money they would save on car insurance if Prop 33 were to pass. But what’s not mentioned in those ads is the fact that some of these people work for the PR company hired to promote the measure. [More]

Progressive Provides More Details On Controversial Lawsuit

Earlier this week, the brother of a woman killed in a car crash made headlines around the world by claiming that his sister’s insurance company, Progressive, had actually come to the legal defense of the driver accused of causing the fatal accident. Since then, the insurance company has stated that it was not defending the other driver, but only defending itself in the lawsuit — a distinction the brother found wanting. Today, the insurer says it has reached a settlement with the family and is attempting to clarify matters further by explaining why its lawyers ended up on the other side of courtroom. [More]

Progressive Denies Defending Driver Who Killed Policyholder In Crash

UPDATE: The victim’s brother has issued a rebuttal to Progressive’s statement. It has been added to the bottom of the post.

Yesterday, the brother of a woman who died in a car crash made headlines when he wrote that lawyers for his late sister’s insurance company, Progressive, had acted as the defense counsel for the driver accused of causing the accident. At the time, we had asked the insurer to clarify its actual involvement in the case, but it only offered a vague “our hearts go out”-type statement. But now Progressive is flat-out denying it came to the defense of the at-fault driver. [More]

Why Would The Victim's Insurance Company Defend The Other Driver In A Fatal Car Accident?

Why Would The Victim's Insurance Company Defend The Other Driver In A Fatal Car Accident?

UPDATE: Progressive has denied its attorneys acted as legal counsel for the other driver in the lawsuit. [More]

After Woman Dies In Car Crash, Brother Says Her Insurance Company Defended Other Driver In Court

After Woman Dies In Car Crash, Brother Says Her Insurance Company Defended Other Driver In Court

UPDATE #2: Progressive has denied its attorneys acted as legal counsel for the other driver in the lawsuit.
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Man Allegedly Commits Insurance Fraud With Fake Dead Cat

Man Allegedly Commits Insurance Fraud With Fake Dead Cat

Back in March 2009, a customer of PEMCO insurance was in a minor car accident, and the company paid out $3,452 for damages to the other driver’s car. Simple enough. No injuries were reported, and no pets in the car. Which is why it caught some PEMCO employees’ attention when the other driver filed a claim two and a half years later, seeking $20,000 for the death of his cat, Tom. The animal was “like a son” to him, he claimed. But “Tom” only existed as photos of someone else’s cats, readily available on the Internet. The state of Washington has charged the man with felony insurance fraud. [More]

State Farm Will Believe You Hit A Deer When You Serve Them Venison Steaks

State Farm Will Believe You Hit A Deer When You Serve Them Venison Steaks

Sean hit a deer with his car a few weeks ago. We believe him, but his insurer, State Farm, doesn’t. It’s not like the deer, which disappeared into the woods, is going to stop by his agent’s office and testify. So they were going to use his collision coverage, which would result in an increase in his premiums or even cancellation for daring to use the comprehensive policy that he was paying for. But Sean is a lawyer, and he fought back. [More]

Travelers Refuses To Believe Dad Is Dead, Sends Him Check For Mom’s Totaled Car

Travelers Refuses To Believe Dad Is Dead, Sends Him Check For Mom’s Totaled Car

Charoo’s father is dead. Unfortunately, his name is still on the title of the car that he once owned, now driven by Charoo’s mom. She was in a car accident and the vehicle was totaled. Fine, just cut the lady a check so she can get a new car. Except the title was still in the name of both members of the couple, and the check has both of their names on it. Travelers refuses to issue a check to only Charoo’s mom, even with a death certificate and other documentation. Meanwhile, the bank refused to accept a check made out to a dead man. [More]

Beware "Vanishing Deductibles" In Car Insurance

Beware "Vanishing Deductibles" In Car Insurance

Some insurance agencies are enticing customers by offering “vanishing deductibles” on car insurance policies. Purportedly meant to encourage safe driving, the plans take, say, $100 off customers’ deductibles for each year they don’t file a claim. For example, if a customer’s deductible starts off at $500 and five years pass without a claim being filed, the deductible vanishes completely and the customer doesn’t have to pay anything when he finally files a claim. [More]

Owning A Smaller, Cheaper Car Doesn't Necessarily Mean You'll Pay Less For Insurance

Thinking you’ve scored a great deal by buying a smaller, cheaper car might not be entirely correct, as one report indicates owners of such vehicles might end up paying more in insurance than some of their fellow drivers. [More]

Drive Through Hoops To Save Money On Insurance

Drive Through Hoops To Save Money On Insurance

Of all the regular costs that dog car owners, liability insurance is among the cruelest. You only get the best rates if you never file claims, so careful drivers end up subsidizing the costs incurred by reckless ones. The best drivers can hope for is to find the lowest rate by shopping around and taking advantage of every discount. [More]