Capital One apparently believes in “honest and open communications” (even though they’ve been accused of purposefully dicking their customers around in the hopes of generating more fees). How do we know this? Because they’ve written their “valuable customers like you” letters letting you know that due to “extraordinary changes in the economic environment,” everyone needs to pay a little more interest. Don’t worry, you haven’t done anything wrong. That’s just the Capital One honesty you’re feeling. Read the letter inside.