Consumerist
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libraries
Live In Ohio? Your Library May Soon Close
Here at Consumerist, we love libraries. They're like some weird, old-school version of Netflix, but with books! And free! That makes them one of the most cost-effective sources of entertainment and reference material around. Unfortunately, Ohio may gut the funding on this public resource if the proposed state budget goes through. More » -
minimum payments
"Chase Hiked My Minimum Payment To 5 Percent!"
Chase just notified Greg that they're more than doubling his minimum payment requirement. Because he and his wife are carrying such a large balance due to a promotional balance transfer offer a few years ago, this pushes their monthly payment to nearly $1,000. More » -
Here are 5 personal finance podcasts to subscribe to, download, and argue with during your commute or workout. [Automatic Finances] (Photo: uhuru1701)
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personal finances
Give Yourself A Financial Stress Test
Why let banks have all the fun? Run the numbers on your own personal finances, suggests a certified financial planner in the Dallas Morning News, and see whether or not you're prepared for disruptions like a layoff or sudden interest rate increase. More » -
zero-based budget
Make A Budget That Leaves You With No Money
Budgets are supposed to leave you money left over, right? Well, the zero-based budget takes the opposite view, and thinks you should allocate every single dollar from every paycheck so that you're left with nothing. Well, nothing that you don't know what you're going to do with. The allocation can, and probably should, include savings, for example. Getting Finances Done shows you how to get started with this budgeting technique that can save you time, headache, and yes, money. To jumpstart things, here's a spreadsheet template you can use.
How to create a zero-based budget [Getting Finances Done] (Photo: riot jane)
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drugstore game
Walgreens Cancels EasySaver Program, But That Doesn't Mean You Can't Still Play "The Drugstore Game"
Mitchell wrote to us complaining about Walgreen's decision to cancel its EasySaver Rebate program, where customers could submit multiple rebate requests at once and get the money back along with a 10% bonus applied to a gift card. Although the program is no longer with us, it's still very possible to game the reward/discount systems at Walgreens and other chain drugstores to accumulate huge savings. Sometimes you can even make money back. More » -
news from the swamp
The FDA Isn't Yet Sure How To Make Our Food Safer But Lots Of Cash Might Help
The FDA is set to receive $3.2 billion next year but they don't yet have a plan to make our food any safer. That doesn't sit well with Congressional appropriator Rosa DeLauro (D-CT), who at a recent hearing told Acting FDA Commissioner Joshua Sharfstein: "A lot sounds to me like buzzwords from a past administration." More » -
personal finance
Ready To Make A Budget? Here's How To Prepare
So you want to write a budget, but you're not sure where to start? No Credit Needed has a list of ten simple but necessary steps to take before drafting your first spending plan. Most consumers will already have knocked off the basics like putting their checking and savings accounts in order, but everyone can take advantage of tips like tracking your spending for a full month and making sure you have a detailed list of your irregular expenses. Once you've done your homework, check out our guide to writing a beginner's budget and start mapping out your financial future.
10 Things To Do Before Creating Your Next Budget [No Credit Needed]
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staycation
The Staycation Is Soooo 2008
Roll on, Summer of 09! Staying at home is sooo last year. According to a recent travel survey, America is on the move again! 95% of respondents said they are planning to get away this summer. No more navel gazing and lawn mowing. It's on to brighter things such as cruises, the Caribbean, and even Europe. Plus, with "historically low airfares" and gas prices down a buck fifty per gallon from a year ago, you can even visit *gasp* other parts of America! More » -
It looks like greeting cards are another thing we're cutting back on lately; American Greetings has announced that sales fell 14 percent in the last quarter. [Associated Press]
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cooking
Is It Cheaper To Make Or To Buy? Six Foods Tested
Jennifer Reese decided to make six common food items and then determine whether it was better to go the homemade route or to buy from the store. We briefly considered making our own crackers last month in a fit of anger over how expensive generic saltines have become, so we're glad someone did the research for us.
"Scratch That" [Slate]
(Linda N.) -
disney
Hey! Walt Disney Reuses Animation Sequences!
We were fascinated to discover today that Walt Disney reused animation cycles across different movies—the characters are unique (sorta) but the motions are cel for cel copies. It looks like the movies that reuse animation are from that infamous era in the 70s and 80s when Disney's animation unit cut too many corners and churned out less "classic" fare. Well, they were copying classics—shouldn't that count for something? Video clip below. More » -
personal finance
Suze Orman Says Build Up Emergency Cash As Much As Possible
In Suze Orman's most recent book, "2009 Action Plan," she urges people with credit card debt to pay off their balances as quickly as possible using the high interest first method. "The fact that you pay just the minimum is a huge warning signal to your credit card company," she writes, "that you may already be on shaky ground." Now she's changed her mind and says you should just pay the monthly minimum and put the rest of your money toward building an emergency cash stash. Based on the way credit card companies have been behaving, we think she has a point. More » -
late payments
Private School Tells 300 Students To Pay Up Or Get Out
A new quarter just started this week at Marian Catholic High School in Chicago, and on the first day back, 300 students were pulled out of class and lined up outside the school, then told to contact their parents and pay their outstanding tuition or they'd have to leave. The Chicago Tribune writes that "by lunchtime, about 100 students were sent home-some confused, some embarrassed and a few angry." The school says parents owe around $450,000 in outstanding tuition payments, far higher than usual, and that they're trying to avoid layoffs and other budget cutbacks. Will the poor economy lead to higher attendance at public schools? "If you want a good education, you have to dish it out," one parent told the paper. More » -
how to
Save Money On A Funeral
Someone wrote to us this week that a person in his family is terminally ill, and that he was told "that the cost of the casket, funeral, viewing, and burial would possibly exceed 12,000 dollars." He thinks that's an "exorbitant amount of money," and so do we. There is no reason to pay that much money for a kick-ass funeral that people will be talking about for years to come. You don't need to be a cheapskate to manage this, either—you just need to be aware of your rights and know what traps to watch out for. Here's our list of what to do the next time you have to plan a funeral. More »
11:13 AM on Fri Mar 6 2009
By Chris Walters
0 views, 110 commentsMost discussed darkryd: Build your own? Kinda creepy and a little too on the cheap-o side, don't you think? more »
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tmobile
T-Mobile Customers Can Take Advantage Of Cheaper Plans Starting Today
The rumor was true—T-Mobile has started offering cheaper unlimited voice plans to existing customers. Matthew wrote to us, "The TMO loyalty plans are showing up on the site as of today...we just moved to the Unlimited Loyalty Family Plan at $89.99, which is $10 cheaper than the 2000 minute Family Plan we'd been on." More » -
priorities
Five Things Worth Paying For In A Recession
Just because the economy is imploding doesn't mean you should entirely freeze your spending. The Wall Street Journal brings us a list of five things that are well worth their price, even in a recession. More » -
shopping
Save Money by Spending Money
With the economy in the dumper, saving money is back in style. Simply comparing the number of "how to save money on (fill in the blank)" articles this year versus a couple years ago, our informal research shows the relationship at 234,000 to 1. Ok, so we made that up. But it does seem like savings tips are all the rage these days. Unfortunately, the key is finding new money saving ideas... More »
budgets
New York, 6:29 PM
Sun Jul 5
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