• Finovate

    Report From Finovate '08: Round 3

    We spent yesterday at Finovate, a yearly roundup of new personal finance services available online. Here's a recap of some of the afternoon presentations, including a mortgage comparison service that promises greater transparency, a new credit simulator feature from Credit Karma, and a site that uses reverse auctions to get banks to bid on your money. More »
  • Finovate

    Report From Finovate '08: Round 2

    Round 2 of the Finovate presentations includes online financial planning, the "match.com" of stocks, and Facebook banking. Let's dive in and find out what they're all about: More »

  • Finovate

    Report From Finovate '08: The Latest Personal Finance Tools

    I've been dispatched by our cigar-chomping editors to midtown NYC to check out the 14 new personal finance software apps getting demoed at Finovate 2008. I'll be reporting here and letting you know about the latest tools from the frontlines of the personal finance revolution. More »
  • personal finance

    On The Money's Budget Calculator Helps Guide Your Monthly Spending

    On The Money's budget calculator makes it easy to determine how much you should be spending across the seven categories that make up any responsible budget. Regardless of income, tracking and limiting your overall spending is a foolproof strategy for keeping your accounts in the black. Though the percents will vary according to geography and personal situation, On The Money's calculator gives you a quick glance at concrete spending targets that you can compare against your credit card bills and bank statements. Give it a try and tell us in the comments what other tools you use to control your spending.

    Budget Calculator [CNBC]

  • budget hero

    Toy With A Budget More Depressing Than Your Own... The Federal Government's!

    Think you'd do a better job at balancing the budget than Presidential Candidate X or Presidential Candidate Y? Now you can! American Public Media has put together the world's most depressing game. You are asked to meet certain goals (you decide what they are, so you can choose to be either candidate, or a treehugger, or a socialist, or a libertarian, or a pr person for Walmart, whatever it is that you actually are) by playing different budget-affecting cards (Example: You can end "No Child Left Behind" and save $110 B.) More »
  • personal finance

    4 Unusual Ways To Save Money

    BusinessWeek has put together one of those accursed slideshows of 25 ways to save money, and while a lot of them are things you've heard before (use credit cards wisely! buy generic or used!), there are a few less common tips that you might not have considered. Here are four that caught our attention. More »
  • cookies

    Smell Cookie, Spend Loosely

    On a tight budget and using equal parts willpower and behavior self-modification? Stay away from the cookie places in the mall. The September 2008 issue of ShopSmart says studies show that even just catching a whiff of your favorite treat can increase your urge to splurge.

    (Photo: oohmygeez)

  • saving money

    Twelve "Necessities" That Drain Your Cash

    Almost everyone is looking for ways to save money but they often overlook making cutbacks in areas they consider necessities. It may seem reasonable to do so until you consider that some of these necessities may not be necessary at all. An article by Bankrate.com suggests that if you take a serious look at some of these so-called necessities you may find more savings than you thought possible, therefore, they have put together a list of 12 common "necessities" which could be draining your cash. The list, inside... More »
  • personal finance

    How To Say No To Charities

    Trent at The Simple Dollar blog has a post about how to say no, especially to charitable requests. One of his readers describes the problem: More »