It’s been another rough year for the banking industry. The CARD Act is hitting them where it hurts — in the fees. Bank of America shed a CEO who is being sued for fraud by the AG of New York. All of this is apparently so distracting that Bank of America can’t remember which houses it’s supposed to foreclose on, and Citibank can’t remember that your social security number isn’t supposed to go on the outside of mailing envelopes. [More]